Ankit Goyal

· Taken care of underwriting process for SME Business loans and Mortgage loans across Rajasthan.

· Handled team of 25 members (Including credit & collateral members) and managed monthly total business volume from Rajasthan of Rs.75 Cr.

· Adherence to Credit policy with efficiency, accuracy and service standards for the business. Also timely compliance and resolution of audit observations.

· Taken care of underwriting process for SME Business loans and Mortgage loans across Rajasthan.

• Taken care of business development, credit underwriting and operation function for Home loan, LAP and under construction mortgage products.
• Handled team of 70 members (Including sales, credit & collateral members) and taken care of rural market with 25 Hub and 105 Spoke locations present in Rajasthan and MP.

Handled entire rural market in Rajasthan including 13 Hub and 55 Spokes with team of 42 members (Sales, Credit and Collateral).

Handled entire rural market in Rajasthan including 18 Hub and 55 Spokes with team of two Area Credit Managers, 18 BCM's and one Collateral Manger.

Handled Jaipur, Ajmer and Alwar locations with Approval Authority 1 Cr

Handled Jaipur location with Approval Authority 60 Lacs

• Managing the entire credit application process, right from Login to Disbursement.
• Managing post disbursement documents and partly disbursed cases.
• Doing detailed analysis of the financials of proprietorship firm, Partnership Firm and Companies for funding them.
• Preparing & presenting various reports to the top management for helping them in evaluate proposal that helps in
  funding of working capital Loans & Term Loans.
• Coordinating with legal, technical, FI and Risk Team for processing file.
• Resolving customer issue & legal cases pertaining to sanction & disbursement process.

• Ensure accurate and timely submission of MIS reports and reconciliation reports which will affect decision making.
• Preparation of the weekly/quarterly/annual reports for sales and Balance sheet and P&L accounts and other reports.
• Preparing Budgets, forecast and reconciliation of the accounts related to Airtel money.
• Ensure compliance with Governance, issue necessary certificates.
• Timely response to all the queries from customer and higher management.
• Managing relationships with Bankers, Vendors etc.
• Ensuring Internal Controls, Inventory Management & Fund Management.
• Overall supervision over ARC.

Successfully carried out three and half years training at Rajvanshi & Associates, Chartered Accountants, Jaipur. One of the professional services provider in the field of Accounting, Financial Consultancy, Audit of various Government, Non-government organizations, Nationalized Banks.