Mahammadsadhik Nadaf
Regional Credit Manager
Dharwad
Summary
Results-oriented professional with a diverse skill set and a proven track record of achieving goals and delivering high quality outcomes. Strong analytical, communication, and problem solving skills. Adaptable and eager to take on new challenges. Committed to continuous learning and growth, with a strong work ethic and a passion for excellence.
Overview
4
4
years of professional experience
5
5
years of post-secondary education
Work History
Regional Credit Manager
Chaitanya India Fin Credit Pvt Ltd
Dharwad
10.2020 - Current
Promoted As Regional Credit Manager from Assistant Credit Manager role in the month of June 2022.
As a Credit Manager at Chaitanya India Fin Credit Pvt Ltd, I am responsible for managing credit underwriting and credit management activities. I utilize my skills in credit analysis and financial analysis to.
- Assess the creditworthiness of borrowers and make informed lending decisions.
- Collaborate with cross-functional teams to ensure efficient processing of credit applications and adherence to regulatory requirements.
- Training and developments to the team members for to full fill the Process and policy gaps.
- Reviewed and approved credit applications and customer credit limits in a timely manner
- Developed and implemented a credit policy and procedures manual that improved customer service and compliance with industry regulations
Title Examiner
Fidelity National Financial India
Bangaluru
01.2020 - 06.2020
- Verified and reviewed legal documents such as deeds, mortgages, and other documents to ensure accuracy
- Identified and resolved title issues, such as liens, encumbrances, and ownership discrepancies
- Generated title reports that highlighted any title defects or encumbrances
Education
Bachelor Of Commerce - Finance,Accountancy, Business And Economics
CSI College of Commerce
Dharwad 06.2014 - 05.2017
PUC - Commerce
R L S Composite Pre University College
Dharwad 06.2012 - 05.2014
Skills
Credit Analysis & Credit Underwiting
Financial Underwriting
Risk Management
Leadership
Communication
Customer Relationship
Adaptibilty & Problem Solving
Training & Process improvements
Documents Verification & Quality control
Investigating & Forecasting
Achievement
4 Time Rising star award winner
Courses
- Adavance excel with AI (Persuing)
- Business Intelligence using Power BI (Persuing)
Timeline
Regional Credit Manager
Chaitanya India Fin Credit Pvt Ltd
10.2020 - Current
Title Examiner
Fidelity National Financial India
01.2020 - 06.2020
Bachelor Of Commerce - Finance,Accountancy, Business And Economics
CSI College of Commerce
06.2014 - 05.2017
PUC - Commerce
R L S Composite Pre University College
06.2012 - 05.2014