Antony Dinesh M
Rasipuram
Summary
Detail-oriented Banking Operations Professional with over a decade of experience in transaction processing and compliance. Expertise in enhancing process efficiency, ensuring adherence to regulatory standards (KYC/AML), and mitigating risk. Committed to leveraging operational skills to drive success in a fast-paced banking environment.
Overview
11
11
years of professional experience
Work History
Regional Credit Manager
Supra Pacific Financial Ltd.
03.2025 - 02.2026
- Managed credit portfolio across branches, maintaining high standards of credit quality and risk management.
- Oversaw credit operations and managed risk across Tamil Nadu branches, ensuring compliance and minimizing exposure.
- Conducted credit analysis and risk assessment to support informed lending decisions and mitigate potential losses.
- Implemented credit policies and procedures
Assistant Manager, Internal Audit
Bharat Financial Inclusion Ltd.
01.2023 - 11.2024
- Led audit teams and ensured quality audit outcomes
- Identified and mitigated audit risks to enhance compliance and operational integrity.
- Implemented audit policies and procedures to strengthen internal controls.
- Conducted internal audits and ensured regulatory compliance across 140 branches, including 36 BSS retail.
Audit & Senior Risk Manager
L&T Finance Services
Namakkal
03.2019 - 08.2022
- Developed risk assessment frameworks that identified and prioritized potential financial threats.
- Led cross-functional teams in implementing risk mitigation strategies.
- Analyzed market trends to assess risks and ensure adherence to regulatory requirements.
- Managed audit and risk functions to enhance portfolio quality and uphold compliance standards.
Audit Manager
Samasta Micro Finance Limited
Tamil Nadu
03.2018 - 03.2019
- Led audit planning and execution for financial compliance assessments.
- Reviewed financial statements for accuracy and regulatory adherence.
- Developed risk assessment strategies to identify potential issues.
- Led audit teams to ensure compliance with regulations across branches
Audit & Credit Officer
Suryoday Small Financial Bank Ltd.
01.2017 - 01.2018
- Executed audits and credit assessments to identify compliance gaps and mitigate financial risks
- Evaluated credit applications to assess risk and determine approvals.
- Analyzed financial statements to verify borrower’s creditworthiness and repayment ability.
- Reviewed loan documentation for compliance with bank policies and regulatory standards.
Regional Administrative and Marketing Operations Officer (CDP, CIT, & DCV)
Securitrans India (P) Ltd.
Coimbatore
11.2014 - 12.2016
- Managed administrative and marketing operations to ensure alignment with organizational goals
- Managed daily operations and logistics for secure transportation services.
- Coordinated with clients to ensure compliance with safety protocols.
- Oversaw inventory management and distribution processes efficiently.
Education
M.COM - Commerce
Selvamm Arts& Science College
Namakkal01-2013
B.COM - Commerce
Selvamm Arts& Science College
Namakkal01-2011
HSC -
Govt.High School
Rasipuram01-2008
SSLC -
Govt.High School
Rasipuram01-2006
Skills
- Credit risk assessment
- Credit portfolio management
- Loan decision assessments
- Financial analysis
- Risk management
- Risk analysis
- Audit compliance
- Credit file review
- Policy application
- Process optimization
- Strategic decision making
- Cross-functional leadership
- Mentorship in finance
- Collaborative problem solver
Languages
- Tamil
- English
Disclaimer
I declare that the information provided is accurate to the best of my knowledge. I appreciate the opportunity and assure my commitment to contributing to the organization's success.
Responsibilities Undertaken
- Improved branch performance and credit quality through effective leadership and monitoring.
- Led a team of credit analysts and officers to drive business growth and risk management.
- Collaborated with marketing teams to develop targeted campaigns, increasing lead inflow and business growth.
- Conducted comprehensive audits of microfinance departments, ensuring accuracy and compliance.
- Implemented innovative solutions to address opportunities and challenges, driving business growth and efficiency.
- Prepared and presented monthly audit risk analysis reports to State Business Head.
- Identified new business opportunities and improved lead conversion rates through marketing partnerships.
- Launched campaigns driving lead generation and revenue growth.
- Provided training and guidance to junior staff on operational procedures and customer service protocols, enhancing team performance and customer satisfaction.
- Mentored junior staff to improve skills and knowledge, promoting a culture of excellence and teamwork.
- Monitored accounts for potential fraud and default risks, implementing proactive measures.
- Supervised key aspects of loan operations, including processing, disbursement, and repayment reconciliation.
- Ensured strict compliance with KYC/AML regulations through thorough document verification and customer due diligence.
- Approved deviations for good customers, balancing business needs with company policies and risk guidelines.
Personal Information
- Father's Name: A. Mahimainathan
- Date of Birth: 15/04/1990
- Gender: Male
- Marital Status: Divorced
Accomplishments
- Top performar award of the Risk finding and recovery an amount of Rs 300000/- in one month . so getting the PAN india topper on 2021 in L&T Finance
Languages
Tamil
Native
Native
English
Intermediate (B1)
B1
Timeline
Regional Credit Manager
Supra Pacific Financial Ltd.
03.2025 - 02.2026
Assistant Manager, Internal Audit
Bharat Financial Inclusion Ltd.
01.2023 - 11.2024
Audit & Senior Risk Manager
L&T Finance Services
03.2019 - 08.2022
Audit Manager
Samasta Micro Finance Limited
03.2018 - 03.2019
Audit & Credit Officer
Suryoday Small Financial Bank Ltd.
01.2017 - 01.2018
Regional Administrative and Marketing Operations Officer (CDP, CIT, & DCV)
Securitrans India (P) Ltd.
11.2014 - 12.2016
M.COM - Commerce
Selvamm Arts& Science College
B.COM - Commerce
Selvamm Arts& Science College
HSC -
Govt.High School
SSLC -
Govt.High School