Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
Shripal Sundesha

Shripal Sundesha

Pune

Summary

Finance professional with over 10 years of expertise in credit risk management, underwriting, and portfolio control within retail lending. Demonstrated success in maintaining asset quality, driving process excellence, and leading high-performing credit teams. Currently serves as Regional Credit Manager at IIFL Home Loans Limited, overseeing operations across Rest of Maharashtra.

Overview

4
4
Languages
10
10
years of professional experience

Work History

Regional Credit Manager

IIFL Homes Loans Limited
Pune
07.2026 - Current
  • Oversaw evaluation of financial profiles and risk assessments to enhance credit decision-making.
  • Conducted detailed analyses of financial statements and collateral to comply with lending standards.
  • Ensured KYC and AML compliance through robust fraud detection protocols.
  • Managed mortgage and loan portfolios, achieving approvals up to Rs. 60 Lacs.
  • Executed market assessments to identify trends, refining credit policies accordingly.
  • Monitored loan performance metrics, analyzed defaults, and initiated recovery plans.
  • Engaged stakeholders to align business initiatives with credit management objectives.
  • Managing Prime and Affordable HL and LAP
  • Handling Team of CM and ACM

State Credit Manager

Aditya Birla Capital Limited
Pune
07.2022 - 06.2026

Branch Credit Manager

Equitas Small Finance Bank
02.2022 - 07.2022

Branch Credit Manager

Axis Finance Limited
09.2021 - 01.2022

Risk Manager - Mortgages

Baja Finance Limited
05.2020 - 09.2021

Deputy Credit Manager

AU Small Finance Bank Limited
12.2018 - 04.2020

Credit Relationship Officer

Axis Bank Limited
09.2016 - 12.2018

Education

PGDBS - Banking And Finance

Manipal University
Bengaluru, India, India
09-2016

B.COM - Accounting And Finance

University of Pune
Pune, India, India
06-2015

MBA - Finance

DY Patil University
Pune , India
04-2025

Skills

  • Credit Analysis
  • Risk Management
  • Credit Risk Assessment
  • Team Leadership
  • Credit Administration
  • Portfolio Management
  • Data Analysis

Languages

English
Hindi
Marathi
Gujarati

Timeline

Regional Credit Manager

IIFL Homes Loans Limited
07.2026 - Current

State Credit Manager

Aditya Birla Capital Limited
07.2022 - 06.2026

Branch Credit Manager

Equitas Small Finance Bank
02.2022 - 07.2022

Branch Credit Manager

Axis Finance Limited
09.2021 - 01.2022

Risk Manager - Mortgages

Baja Finance Limited
05.2020 - 09.2021

Deputy Credit Manager

AU Small Finance Bank Limited
12.2018 - 04.2020

Credit Relationship Officer

Axis Bank Limited
09.2016 - 12.2018

PGDBS - Banking And Finance

Manipal University

B.COM - Accounting And Finance

University of Pune

MBA - Finance

DY Patil University
Shripal Sundesha