Ankit Panchal

To recommend the Credit appraisal for sanction and Disbursement and intern commit to

the customer on Turn Around Time (TAT)

 Preparation of disbursement memo (DM) and scrutinize the complete Docket for

recommendation

 Absolute interaction with Branch Operation to ensure for the clearance of docket

 Follow up with RCU (Risk containment Unit) for any Fraud.

 Ensuring TAT for various activities.

 Vendor Management.

 Tele PD with Customer regarding Various Queries

 Physical PD of self-employed cases

 Risk analysis according to cases and profile of client

 Decision cases with prescribe TAT and Handling OCT &PDD

 Customer PD Tele PD salaried cases

 Audit handling

 Follow up with vendors regarding FI, RCU & Legal technical Report

 diligence of SENP and Salaried profile for both LAP and Home Loan.

 Having case pd pd authority lap 50 lac

 Prepared the Salaried and SENP cases CAM

Financial analysis of Balance Sheet, Income Statement, cash Flow Statement and

evaluation of Financial Ratios

 Credit Appraisal and risk Assessment of loan proposals received by the bank by

thoroughly checking all income document, field investigation report, dedupe,

CIBIL etc.

 Handling the various MIS (Management information systems)

 diligence of SENP profile for both LAP EBL IMPL

 Having case pd pd authority lap 50 lac and PL 7.50 lac

 Have cases sanction of rs.PL 3 lac and Impl 5 lac

 Decision case with prescribe TAT

 Manage Team of credit and CRM

Financial analysis of Balance Sheet, Income Statement, cash Flow Statement and

evaluation of Financial Ratios

 Credit Appraisal and risk Assessment of loan proposals received by the bank by

thoroughly checking all income document, field investigation report, dedupe, CIBILetc.

 Non discrepancy check of document received and ensuring sanction entry of files in

system

 Verifying the authenticity of information through Tele-check and referring doubtful

documents to internal department for thorough analysis

 Handling the various MIS (Management information systems)