Summary
Overview
Work History
Education
Skills
Timeline
Generic
Hemant Shah

Hemant Shah

Panipat

Summary

As an enthusiastic and results-driven Branch Credit Manager with 2 years of experience, I take pride in meticulously verifying documents India and conducting engaging discussions with loan applicants. My exceptional attention to detail, strong analytical abilities, and a keen eye for authenticity enable me to recommend the best-fit Housing, LAP Loan applications with confidence, ensuring successful outcomes and Skills Lasting financial partnerships. Let's team up for prosperity and growth together, we'll make dreams a reality

Overview

2
2
years of professional experience
6
6
years of post-secondary education

Work History

Branch Credit Manager

Supreme Housing Finance Limited
Yamunanagar
10.2023 - Current
  • Reviewed more than 50 financial statements per month.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Personal Discussion with Customer by Visiting there house
  • Verification of work Profile
  • Recommendation of Case
  • Ensuring Credit Worthiness Of Clients
  • Analysis of Technical and Legal Report

Branch Credit Manager

Bharat Financial Inclusion Limited
Chandigarh, Amritsar
04.2022 - 09.2023
  • Credit Evaluation: Carefully review and analyze business loan applications, ensuring they meet the necessary criteria and comply
  • Management Skills with the company's lending policies
  • Document Verification: Meticulously check all required documents
  • Reading, Blogging, Physical submitted by applicants to ensure accuracy and completeness
  • Detect Fitness
  • And address any inconsistencies or discrepancies
  • Personal Discussions: Engage in one-on-one discussions with loan
  • Languages applicants to gather essential information about their business, English financial health, and repayment capabilities
  • Risk Assessment: Utilize your expertise in financial analysis to evaluate the risk profile of applicants and determine their creditworthiness
  • Assess the potential risks and benefits of granting the loan
  • Loan Recommendations: Collaborate with the credit team to recommend loan applications for approval or rejection based on your comprehensive assessment and risk analysis
  • Compliance and Regulations: Ensure strict adherence to regulatory guidelines and company policies during the credit evaluation process
  • Customer Relationship Management: Build strong and professional.

Credit Officer

Bharat Financial Inclusion Limited
Ludhiana
09.2021 - 03.2022

Creation of Current Account

Managing KYC Documents

Cash Handling

  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.

Education

Bachelor of Commerce -

Kurukshetra University Kurukshetra
Panipat
07.2015 - 06.2018

Intermediate -

National Board of Open Schooling
Panipat
05.2013 - 05.2015

High School -

Shri Guru Ram Dass Senior Secondary School
Panipat
04.2012 - 05.2013

Skills

Ability to Multitaskundefined

Timeline

Branch Credit Manager

Supreme Housing Finance Limited
10.2023 - Current

Branch Credit Manager

Bharat Financial Inclusion Limited
04.2022 - 09.2023

Credit Officer

Bharat Financial Inclusion Limited
09.2021 - 03.2022

Bachelor of Commerce -

Kurukshetra University Kurukshetra
07.2015 - 06.2018

Intermediate -

National Board of Open Schooling
05.2013 - 05.2015

High School -

Shri Guru Ram Dass Senior Secondary School
04.2012 - 05.2013
Hemant Shah