Ankita Pareek
Deputy Manager-Underwriting
Jaipur,Rajasthan
Summary
At Mahindra Finance, as a Deputy Manager-Underwriting, I spearheaded the enhancement of the loan approval process, integrating an efficient credit scoring system that significantly improved decision-making speed. My expertise in credit analysis and process development, coupled with a knack for fostering collaborative relationships, has consistently minimized risks and optimized portfolio management.
Overview
2
2
years of professional experience
5
5
years of post-secondary education
1
1
Certification
3
3
Languages
Work History
Deputy Manager-Underwriting
Mahindra Finance
Jaipur
06.2024 - Current
- Conducted thorough credit evaluations for loans against properties and Machinery Term Loan in the MSME retail enterprises segment.
- Perform due diligence on property documents, legal clearances, and market conditions to ensure compliance with regulatory requirements.
- Collaborated with loan officers and sales teams for seamless communication during the application process.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Finance Intern
Outlook Publishing India Pvt.ltd
Vijayawada
04.2023 - 06.2023
- Prepared and posted financial journal entries using technically relevant software.
- Monitored revenue, risk and capital allocations for financial transparency and balance.
- Fulfill the target of rs.8000
Internal Audit Trainee
Kowtha & Co.
Vijayawada
04.2023 - 07.2025
- Improved cash flow management by closely monitoring receivables and payables in Tally.
- Enhanced data accuracy by efficiently entering and validating financial transactions in the Tally software.
- Improved audit accuracy by diligently reviewing financial statements and identifying discrepancies.
Education
MBA - Finance And Marketing
KL University
Vijayawada, India 05.2022 - 04.2024
Bachelor of Commerce - Computers
Gandhiji College
Vijayawada, India 06.2019 - 08.2022
Skills
Process and procedure development
Credit analysis
Portfolio management
Documentation review
Risk analysis
Certification
SAP Certified Certificate-FICO
Timeline
Deputy Manager-Underwriting
Mahindra Finance
06.2024 - Current
SAP Certified Certificate-FICO
03-2024
Finance Intern
Outlook Publishing India Pvt.ltd
04.2023 - 06.2023
Internal Audit Trainee
Kowtha & Co.
04.2023 - 07.2025
MBA - Finance And Marketing
KL University
05.2022 - 04.2024
Bachelor of Commerce - Computers
Gandhiji College
06.2019 - 08.2022
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