Ankit Aman Jaiswal
Internal Audit - Risk Consulting
Mumbai
Summary
Risk and compliance professional with over 7 years of experience across internal audit, AML/KYC, ECDD, and financial crime operations within Big Six consulting and Tier One banking environments. Proven expertise in risk assessments, control testing (DE/OE), regulatory compliance, and stakeholder engagement across India, Australia, the UK, and the UAE. Strong fit for internal audit, risk advisory, financial crime, and compliance roles in regulated financial institutions.
Overview
7
7
years of professional experience
Work History
Assistant Manager (FS Risk) Internal Audit
Grant Thornton Bharat LLP
Mumbai
08.2024 - Current
- Executed cross-border internal audits for global banks, including Trust & Agency Services (TAS), covering Singapore, Hong Kong, and India, in coordination with German and UK internal audit teams.
- Performed policy reviews, walkthrough, process flow design, and Risk & Control Matrix (RCM) preparation aligned to internal and regulatory requirements.
- Conducted Design Effectiveness (DE) testing (sample of one) and Operational Effectiveness (OE) testing using population-based sampling.
- Identified control gaps and audit observations, raised audit queries, and discussed findings with global stakeholders and senior IA leadership.
- Performed SOX/COSO-aligned Internal Financial Controls (IFC) audits for a large private-sector Indian bank, covering control design, modifications, approvals, and remediation tracking.
- Reviewed and tested new and modified controls, ensured accurate RCM updates, and validated the completeness of SOX/IFC control attributes.
- Executed IFC audits for large NBFCs, tailoring RCMs to product-specific nuances across Finance, Operations, Product, Compliance, and Secretarial functions.
- Supported third-party validation audits for a global bank, performing KYC and AML closure verification aligned to NYDFS and BaFin requirements.
- Conducted financial crime validation audits for a UAE-based bank, validating the remediation of AML findings in line with CBUAE regulations, including exception analysis and management discussions.
- Performed Quality Assurance and Improvement Program (QAIP) reviews of Internal Audit functions under RBI Risk-Based Internal Audit (RBIA) guidelines, and presented findings to CXO-level stakeholders.
Analyst KYC & ECDD
Commonwealth Bank Of Australia, CBA
Sydney
01.2023 - 06.2024
- Performed Enhanced Due Diligence (ECDD) for complex entities, including SPVs, funds, trusts, government bodies, listed, and private companies.
- Conducted customer risk assessments, Ultimate Beneficial Owner (UBO) verification, and detailed documentation reviews (MoA, AoA, Trust Deeds, and Board Resolutions).
- Analyzed SMRs and STRs to identify potential money laundering and terrorism financing risks, aligned with AUSTRAC and FATF requirements.
- Led training and daily oversight of a 13-member KYC analyst team, ensuring SLA adherence, quality standards, and regulatory compliance.
- Acted as Subject Matter Expert (SME) for complex escalations and exception management.
Junior Analyst - Financial Crime Operations (ECDD)
Momenta Global
Sydney
11.2021 - 01.2023
- Conducted KYC reviews and enhanced investigations for high-risk customers and transactions.
- Performed PEP and adverse media screening using World-Check.
- Documented comprehensive audit trails supporting regulatory compliance under AUSTRAC.
Retention Specialist (Residential & Businesses)
Red Energy
Sydney
05.2019 - 09.2021
- Managed high-volume customer portfolios while ensuring data privacy and regulatory compliance.
- Conducted customer verification and background checks, and mentored junior team members.
Education
Masters of Business - Financial Management And International Business
University of Wollongong
Australia08.2020
Bachelors of Commerce - Accounting And Taxation
University of Mumbai
Mumbai04.2016
Skills
- Internal audit
- Risk and Control Matrix (RCM)
- Financial Crime Risk and Control Testing
- Regulatory mapping and compliance
- KYC procedures
- Financial controls
- Problem-solving
- Policy development
- Stakeholder management
- Quality assurance
- Team leadership
- Retail operations management
Timeline
Assistant Manager (FS Risk) Internal Audit
Grant Thornton Bharat LLP
08.2024 - Current
Analyst KYC & ECDD
Commonwealth Bank Of Australia, CBA
01.2023 - 06.2024
Junior Analyst - Financial Crime Operations (ECDD)
Momenta Global
11.2021 - 01.2023
Retention Specialist (Residential & Businesses)
Red Energy
05.2019 - 09.2021
Masters of Business - Financial Management And International Business
University of Wollongong
Bachelors of Commerce - Accounting And Taxation
University of Mumbai