Arpit Chaturvedi
Bhopal
Summary
Results-driven engineering professional with a Master’s in Real Estate & Urban Infrastructure and 9 years of experience in housing finance and real estate valuation. Leads the Technical Department, overseeing valuations and project reviews, while enhancing efficiency through cross-departmental collaboration. Previously strengthened business development and credit appraisal processes, optimizing portfolio performance and reducing non-performing assets.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Senior Manager - Head - Technical Department
HDFC Bank Limited ( Merged Entity - HDFC LTD.)
Bhopal
11.2023 - Current
- Led technical appraisal and valuation of properties and APF projects, assessing structural quality and market risks.
- Conducted independent valuations and second-level reviews for complex high-value cases in collaboration with legal and operations teams.
- Drove APF due diligence through site visits and compliance checks, ensuring documentation quality and adherence to standards.
- Owned TAT governance by implementing mechanisms that enhanced vendor TAT and SLA compliance.
- Managed empanelment processes for external valuers, overseeing onboarding, audits, and performance evaluations to maintain high standards.
- Monitored housing loan technical workflows, providing guidance to support disbursal's while minimizing risk.
Manager - Business Development & Credit
HDFC Bank Limited ( Merged Entity - HDFC LTD)
Bhopal
04.2022 - 10.2023
- Developed and executed territory sales strategies for home loans, resulting in increased market penetration.
- Built and managed a high-performing partner ecosystem, improving lead conversion and portfolio quality.
- Activated new channels and provided training to partners, enhancing their productivity and effectiveness.
- Conducted end-to-end credit appraisals within policy and turnaround time, ensuring accurate financial risk assessment.
Deputy Manager
HDFC Bank Limited (Merged Entity- Previously HDFC LTD.)
Bilaspur
07.2016 - 03.2022
- Executed technical scrutiny and valuation of residential properties, achieving accurate approvals and ensuring compliance with sanctioned plans.
- Partnered with credit and sales teams to address technical queries, facilitating disbursals and minimizing risks.
- Conducted due diligence for APF projects through regular site visits and monitoring of construction progress.
- Coordinated with valuers and architects to review reports, ensuring adherence to policies and quality standards.
- Maintained MIS documentation to support audits and ensure compliance with post-RERA regulations.
Management Trainee
HDFC LTD
Bhopal
04.2015 - 06.2015
- Conducted technical appraisals assessing property values and conditions to inform investment decisions
- Business Development
- "360 research of Real Estate Market Of Bhopal"
- Real estate inventory study of various ongoing and proposed projects in Bhopal
- Property Valuation- Based on factors such as locality, amenities, infrastructure etc
- Project visits to scrutinize whether projects are as per government guidelines
- Scrutiny of various permissions and approved maps and drawings
- Analyzed project parameters and saleability to identify market opportunities and risks
- Evaluated technical, financial, and operational viability of projects to support strategic development planning
- Project Finance
- To find out the reasons of dip in real estate market and impact on sales
Summer Intern
Delhi Metro Rail Corporation
Delhi
07.2013 - 08.2013
- Construction of Underground Metro Rail from LAJPAT NAGAR to NIZAMUDDIN STN (two intermediate stations)
- Conducted quality checks to uphold project standards
- Implemented health and safety training program to promote site safety awareness
- Acquired knowledge of site execution and planning processes
Education
Management - Real Estate & Urban Infrastructure Management
National Institute of Construction Management & Research (NICMAR)
Pune03.2016
Bachelor of Civil Engineering -
Bansal Institute Of Research Technology & Science
Bhopal06.2014
Skills
- Business relationship management
- Mortgage lending and housing finance
- Credit analysis and appraisal
- Business development
- Real estate appraisal and valuation
- Team management and leadership
- Construction finance
- Market analysis
- Strategic planning
Certification
Six Sigma - Green Belt Certified at KPMG
INDIA
INDIA
Timeline
Senior Manager - Head - Technical Department
HDFC Bank Limited ( Merged Entity - HDFC LTD.)
11.2023 - Current
Manager - Business Development & Credit
HDFC Bank Limited ( Merged Entity - HDFC LTD)
04.2022 - 10.2023
Deputy Manager
HDFC Bank Limited (Merged Entity- Previously HDFC LTD.)
07.2016 - 03.2022
Management Trainee
HDFC LTD
04.2015 - 06.2015
Summer Intern
Delhi Metro Rail Corporation
07.2013 - 08.2013
Management - Real Estate & Urban Infrastructure Management
National Institute of Construction Management & Research (NICMAR)
Bachelor of Civil Engineering -
Bansal Institute Of Research Technology & Science