ANKUR KUMAR
Delhi
Summary
Strategic Finance and Risk Management Professional with 6 years of experience in financial analysis and risk assessment. Managed complex financial data and maintained audit-ready documentation while aligning cross-functional stakeholders to support business decisions. Expertise in internal controls, regulatory compliance, and process improvement with strong skills in Power BI, Tableau, and advanced Excel. Aiming to leverage analytical leadership to drive impactful public sector projects.
Overview
2
2
Languages
8
8
years of professional experience
Work History
Senior Analyst
Bank Of America
Delhi
06.2024 - Current
- Conducted deep-dive financial modeling and structural risk assessment of corporate entities to support high-level credit and strategic decisions.
- Monitored large-scale financial portfolios, performing advanced trend analysis and borrower performance tracking to identify and mitigate financial and operational risks.
- Prepared detailed financial analysis reports for underwriting and credit approval processes.
- Spearheaded a process automation initiative for financial spreading, reducing turnaround time by 30% and significantly improving decision-making speed.
- Performed trend analysis and borrower performance monitoring to identify financial and operational risks.
- Coordinated with relationship managers, risk officers, and underwriters to resolve documentation and compliance issues, ensuring adherence to regulatory standards.
- Recommended process improvements that enhanced operational efficiency and improved documentation quality, facilitating smoother workflows.
Analyst
Bank Of America
Delhi
11.2020 - 05.2024
- Conducted detailed analysis of borrower financial statements and credit data to inform credit decisions.
- Provided financial reporting and analytical support to credit underwriting teams, enhancing decision-making processes.
- Identified financial risks through ratio analysis, liquidity assessment, leverage analysis, and cash-flow evaluation to mitigate potential losses.
- Validated financial information to ensure accuracy and regulatory compliance.
- Prepared standardized financial reports and maintained documentation for internal review.
- Worked with multiple stakeholders to ensure timely completion of financial analysis within service-level agreements
Talent Acquisition Intern
Himflax Information Technologies
Noida
03.2018 - 05.2018
- Coordinated campus recruitment efforts, sourcing and managing pipeline of 100+ students monthly to meet diverse client needs.
- Organized and facilitated campus hiring events and information sessions, contributing to a 20% increase in student placements.
- Collaborated with academic institutions to implement recruitment initiatives, enhancing brand awareness for clients in student talent pool.
- Supported onboarding and engagement for 30+ new hires annually, achieving a 95% satisfaction rate among students and hiring managers.
Education
MBA - Finance and IT
Swami Vivekanand Subharti University
Meerut05-2025
Bachelor of Commerce (Honors) - Accounting And Finance
University of Delhi
New Delhi05-2019
Class 12 - Commerce With Math
Poorna Prajna Public School
Vasant Kunj05-2016
Skills
- Deep-dive analysis
- Financial reporting
- Predictive analytics
- KPI development
- Cash flow management
- Revenue tracking
- Risk assessment
- Regulatory compliance
- Project management
- Stakeholder engagement
- Excel
- Tableau
- Power BI
- Microsoft Office
- Project support
- Communication skills
- Project support
Accomplishments
- Recognized with a 'Gold Award' for exceptional analytical skills in financial analysis and credit risk assessment.
- Streamlined financial spreading by automating the process, reducing turnaround time by 30%, and improving decision-making speed.
- Topped school boards in English and Accountancy, and won a state-level skipping competition.
Languages
Proficient in English
Hindi
Community Service
Community Impact & Fundraising, Partnered with Umeed NGO to lead educational initiatives for 200+ underprivileged children, successfully organizing fundraising campaigns that secured Rs. 12,000 for community empowerment. Event Management & Coordination, Directed and organized large-scale university summits at Delhi College of Arts and Commerce, overseeing end-to-end event logistics, stakeholder engagement, and execution.
Timeline
Senior Analyst
Bank Of America
06.2024 - Current
Analyst
Bank Of America
11.2020 - 05.2024
Talent Acquisition Intern
Himflax Information Technologies
03.2018 - 05.2018
MBA - Finance and IT
Swami Vivekanand Subharti University
Bachelor of Commerce (Honors) - Accounting And Finance
University of Delhi
Class 12 - Commerce With Math
Poorna Prajna Public School