Anuj Sohani
Manager
Raipur
Summary
Experienced Credit Manager with a strong background in loan compliance and risk assessment with expertise in secondary verification (Double-Checking) and complex risk assessment. Proven track record in enforcing the "Four-Eyes" principle to eliminate errors and internal fraud. Skilled at reviewing customer finances and applying company policies to make smart lending decisions. As a proactive leader, I focus on coaching my team to stay accurate and consistent. Proven leadership in overseeing underwriting work and developing subordinates.
Overview
8
8
years of professional experience
1
1
Certification
2
2
Languages
Work History
Manager (Credit)
HDFC Bank Limited (Erstwhile HDFC Limited)
05.2021 - Current
- Ensured adherence to mortgage loan regulations and policies to maintain operational integrity and legal compliance.
- Conducted credit assessment of creditworthiness for potential customers to facilitate informed credit granting decisions.
- Double checking the work conducted by subordinates to ensure accuracy, consistency and compliance with established company guidelines.
- Met with customers to determine their needs and requirements.
Project Trainee
HDFC Ltd
02.2021 - 03.2021
- Assisted in the preliminary review of customer income, assets, and credit reports to support risk decisioning.
Financial Analyst
Silicon Road India, Ltd
04.2020 - 05.2020
- Served as a Deal Anchor for startup investments, managing end-to-end financial due diligence and risk assessment to ensure sound capital deployment.
Assistant Internal Auditor
TN Bajaj & Co.
05.2018 - 06.2019
- Executed internal control testing and process audits to ensure organizational adherence to regulatory standards and risk management policies.
Education
PGDM - Finance & HR
SDMIMD
Mysore, KA03-2021
Bachelor of Commerce-General -
PMB Gujarati Commerce College
Indore, MP05-2015
Higher Secondary -
Advanced Academy (CBSE)
Indore, MP03-2011
Secondary Education -
Kendriya Vidyalaya
Korba, CG03-2009
Skills
- Leadership and Teamwork
- Communication Skills
Accomplishments
- Pan India validation for detecting fraud of KYC as an underwriter
- Received authority to validate work of colleagues within a span of 2 years (HDFC Bank ltd).
Certification
Company Secretary (Executive)
Timeline
Manager (Credit)
HDFC Bank Limited (Erstwhile HDFC Limited)
05.2021 - Current
Project Trainee
HDFC Ltd
02.2021 - 03.2021
Financial Analyst
Silicon Road India, Ltd
04.2020 - 05.2020
Assistant Internal Auditor
TN Bajaj & Co.
05.2018 - 06.2019
PGDM - Finance & HR
SDMIMD
Bachelor of Commerce-General -
PMB Gujarati Commerce College
Higher Secondary -
Advanced Academy (CBSE)
Secondary Education -
Kendriya Vidyalaya