ANUPAM SAHA
Banking Product Management
Bangalore
Summary
Seeking assignments in Banking Products and Process, Audit & Compliance, Digital journey of Product, Operations Management with an organization of repute.
The functional areas are basic Banking Product Management, Process, Audit and Compliance, Vendor analysis for Solution offerings related to the Product.
Professional Synopsis: A Result Driven professional with over 16+ years of experience in the areas of Banking Product Management, Process Management, Operations, Data analysis and reporting. Core competencies are aligning systems with business requirements, policies and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.
Overview
18
18
years of professional experience
Work History
Product Manager TASC
Ujjivan Small Finance Bank Ltd.
BANGALORE
09.2022 - Current
- Collaborated with sales, marketing, and support teams to launch products on time and within budget.
- Reviewed sales, customer concerns, and new opportunities through competitive analysis to build a viable Product in the market
- Documented user stories, specifications, and product features into detailed work order to communicate across teams and build mandatory requirements.
- Coordinated project planning and execution with team members and team leads.
- Prioritized roadmap in order to achieve product goals and metrics.
VP and Product Manager TASC
YES BANK Ltd
Mumbai
07.2019 - 09.2022
- Product management and process defining for Liability Products Handling regulatory requirements for the Product Creating visibility through Product manuals, advisory to Branches, and other Business Units Product related approvals wrt new account onboarding Segmentation of data and analysis of Segment performance across Pan India and Solutions to be offered to each segment Product data analysis and Presentation
- Key Deliverables: Product Manager for TASC at Liabilities Product Management team Review ofexistingprocessesrelated to theProductandlayingstreamlinedprocess for theProductfunctioning Handle regulatory aspects of the Product Enhance Product visibility through creation of Product Manual and Brochure Periodic review of Product pricing, Solution being offered to various segments Product data review and analysis
- Segmented analysis to understand segment performance at Regionallevel TASC productreviewandhandleallaspectsoftheProduct.Streamlineaccountopeningprocess theCPUand keeping FTR/NFTR within permissible limit
- Product related approval handled for execptions at the time of account opening Liaising with Circle business managers, Branch team regarding important circulars to be referred ,correct documentation for opening of Trustaccounts
- TocarryoutmeetingswithCPUteam,Complianceteam,Legalteamregardingproductchangesanddeviations to be taken for Trust accountopening
- Any new documentation / process requirement to be discussed with CPU team along with Product team memberstofinalizeon thesameandconveythesametoCBM,Circleheads,ClusterheadsandBranch team through concalls or emails.
- Aligned organizational objectives with company mission to increase business growth and integrate work strategies.
Senior Manager, Products
AXIS BANK Ltd
Mumbai
07.2015 - 07.2019
- Trust Account Product Dept, Key Deliverables: Current Department: Part of Trust Product Channel Team at Corporate Office Mumbai
- Taking care of Trust account opening at the CPU and keeping FTR/NFTR within permissible limit
- The hold AOF’s are tracked at CPU
- The discrepancies are discussed with CPU team and subsequently with Circle business managers /branch team to rectify the same so that the AOF in released for account opening within TAT
- Daily MIS to all concerned regarding FTR/NFTR of Trust accounts
- Liaising with Circle business managers, Branch team regarding important circulars to be referred ,correct documentation for opening of Trustaccounts
- TocarryoutmeetingswithCPUteam,Complianceteam,Legalteamregardingproductchangesanddeviations to be taken for Trust accountopening
- Any new documentation requirement to be discussed with CPU team along with Product team members otfinalize on the same and convey the same to CBM, Circle heads, Cluster heads and Branch team through concalls or emails
- Achievements: EmailsofrecognitionfromCBM’s,CircleHeadsandDepartmentheadregardingopeningofTrustaccount within TAT for HNI clients by liaising with CPU team and branch andrectifying thediscrepancies in the AOF’s on tim
Manager Rural Banking
Axis Bank Ltd.
Mumbai
11.2013 - 07.2015
- UnderstandingofgovernmentrequirementsonSSP/NREGAenrollmentsandpaymentsateachstateleveland districtlevelandtheninteractingwithFIcoordinatorsofeachState/districttomakethemawareofthesame
- Took care of Billing and new product launch via Business Correspondents
- Reconciliation of accounts done through BC’s
- RegularMIStrackingtotrackdisbursementsandenrollmentsateachstatewhereBCisfunctional
- Streamlining processes of the Business Correspondent by analyzing its profitability
Manager Branch Banking
HDFC BANK Ltd
Kolkata
09.2007 - 10.2013
- Looking after Retail Branch Banking Channel
- Accountable for taking care of day to day banking operational activities
- Listening to customer queries & trying to initiate so as to solve their queries
- Taking care of audit requirements of the branch as well as revenue buildup
- Achievements: Handled Audit successfully for various Branches
- A word of recognition from the VP, Audit Department for performing excellently in a open forum forEmployees
- Had been promoted as Deputy Manager/Authoriser in the Year 2010.
Financial Services Consultant
ICICI Prudential Life Insurance Co
Kolkata
11.2006 - 09.2007
- In bank assurance channel operating
- Key Deliverables: Accountable for providingfinancial planningtoinvestors andhelp them toinvestwisely in ULIP productsas well as Health products
- Handlingateamoffinancialconsultants,motivatingandtrainingthemtogeneratebusinessforthebranch
- Achievements: Successfully promoted Health Products to people via marketing, near Private Hospitals
- ReceivedrecognitionfromAreaSalesmanagerforcompleteingtheMarketingcampaignsuccessfullythrough The Financial consultants working as ateam
Associate Relationship Manager
Indiabulls Securities Ltd
New Delhi
01.2006 - 07.2006
- Accountable for client acquisition and helping them to invest wisely in stock market
- ProvidingtheHNI’s andother clients with marketpredictions andnews tomakethem awareofthemarket.
Education
MBA - Marketing, International Business
Jagannath Institute of Management Sciences, Guru Jambheshwar University
New, DelhiBCA(Hons - fromInternationalInstituteofManagement&Technology
H.S.C - undefined
St. Joseph & Mary’s School, ISC
S.S.C - undefined
M.P. Birla F.H.S. School
Skills
Policy and procedure development
undefinedAccomplishments
- Process management and adherence to regulatory guidelines
- Managing regulatory activities and timely reporting to RBI
- Recognition from Leaders on successful completion of regulatory activities within stipulated timelines
- Digital revamping of the Institutional Banking Product
- Handled the Import and Export documentation within the company
- Extra Curricular Activities Successfully completed NCC training
- Won the gold medal in the long jump event at interschool sports meet.
Timeline
Product Manager TASC
Ujjivan Small Finance Bank Ltd.
09.2022 - Current
VP and Product Manager TASC
YES BANK Ltd
07.2019 - 09.2022
Senior Manager, Products
AXIS BANK Ltd
07.2015 - 07.2019
Manager Rural Banking
Axis Bank Ltd.
11.2013 - 07.2015
Manager Branch Banking
HDFC BANK Ltd
09.2007 - 10.2013
Financial Services Consultant
ICICI Prudential Life Insurance Co
11.2006 - 09.2007
Associate Relationship Manager
Indiabulls Securities Ltd
01.2006 - 07.2006
MBA - Marketing, International Business
Jagannath Institute of Management Sciences, Guru Jambheshwar University
BCA(Hons - fromInternationalInstituteofManagement&Technology
H.S.C - undefined
St. Joseph & Mary’s School, ISC
S.S.C - undefined
M.P. Birla F.H.S. School
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