ANUPAM SAHA
Product Manager
Bangalore
Summary
Profession synopsis: Diligent Product Manager offering 18+ years of success in Product roadmap development, market research, process management and data analysis. Highly skilled in identifying opportunities to maximize revenue. Efficient team member and team lead working to achieve desired results within stipulated timelines. Collaboration skills with all stakeholders for rolling out process and product related enhancements through testing and deployment.
Overview
18
18
years of professional experience
3
3
Languages
Work History
Product Manager RIGB
Ujjivan Small Finance Bank Ltd.
09.2022 - Current
- Handling Product and Process for Retail Institution & Government Banking vertical
- Collaboration with control function teams, marketing, competition benchmarking, sales and support teams, internal departments, approval committee's to design Product as per requirement and launch products within time and assigned budget
- Reviewed sales, customer concerns, and new opportunities through competitive analysis to build a viable Product in the market
- Documented user stories, specifications, used cases,
- Competition analysis of product features offered by other organisations. Detailed work around the Product life cycle in order to communicate across teams and build mandatory requirements.
- Coordinated project planning and execution with team members and team leads.
- Prioritised Product roadmap and analysis of existing product performance in order to achieve product goals and metrics.
- Developed product documentation to communicate upcoming features and products to internal teams.
- Communicated effectively with team members to deliver updates on project milestones and deadlines.
- Reviewed new opportunities of various segments through market survey and scouting vendor for solution offering to each segment clients
Vice President and Product Manager TASC
YES BANK Ltd
07.2019 - 09.2022
- Product management and process defining for Liability Products Handling regulatory requirements for the Product Creating visibility through Product manuals, advisory to Branches, and other Business Units Product related approvals wrt new account onboarding Segmentation of data and analysis of Segment performance across Pan India and Solutions to be offered to each segment Product data analysis and Presentation
- Key Deliverables: Product Manager for TASC at Liabilities Product Management team Review ofexistingprocessesrelated to theProductandlayingstreamlinedprocess for theProductfunctioning Handle regulatory aspects of the Product Enhance Product visibility through creation of Product Manual and Brochure Periodic review of Product pricing, Solution being offered to various segments Product data review and analysis
- Segmented analysis to understand segment performance at Regionallevel TASC productreviewandhandleallaspectsoftheProduct.Streamlineaccountopeningprocess theCPUand keeping FTR/NFTR within permissible limit
- Product related approval handled for execptions at the time of account opening Liaising with Circle business managers, Branch team regarding important circulars to be referred ,correct documentation for opening of Trustaccounts
- TocarryoutmeetingswithCPUteam,Complianceteam,Legalteamregardingproductchangesanddeviations to be taken for Trust accountopening
- Any new documentation / process requirement to be discussed with CPU team along with Product team memberstofinalizeon thesameandconveythesametoCBM,Circleheads,ClusterheadsandBranch team through concalls or emails.
- Aligned organizational objectives with company mission to increase business growth and integrate work strategies.
Senior Manager, Products
AXIS BANK Ltd
07.2015 - 07.2019
- Trust Account Product Dept, Key Deliverables: Current Department: Part of Trust Product Channel Team at Corporate Office Mumbai
- Taking care of Trust account opening at the CPU and keeping FTR/NFTR within permissible limi
- The discrepancies are discussed with CPU team and subsequently with Circle business managers /branch team to rectify the same so that the AOF in released for account opening within TAT
- Daily MIS to all concerned regarding FTR/NFTR of Trust accounts
- Liaising with Circle business managers, Branch team regarding important circulars to be referred ,correct documentation for opening of Trustaccounts
- TocarryoutmeetingswithCPUteam,Complianceteam,Legalteamregardingproductchangesanddeviations to be taken for Trust accountopening
- Any new documentation requirement to be discussed with CPU team along with Product team members otfinalize on the same and convey the same to CBM, Circle heads, Cluster heads and Branch team through concalls or emails
Manager Rural Banking
Axis Bank Ltd.
11.2013 - 07.2015
- Understanding of government requirement on SSP/NREGA enrollments and payments at each state level and district level
- Took care of Billing and new product launch via Business Correspondents
- Reconciliation of accounts done through BC’s
- Streamlining processes of the Business Correspondent by analyzing its profitability
- MIS analysis and tracking
Manager Branch Banking
HDFC BANK Ltd
09.2007 - 10.2013
- Looking after Retail Branch Banking Channel
- Accountable for taking care of day to day banking operational activities
- Listening to customer queries & trying to initiate so as to solve their queries
- Handled Audit successfully for various Branches
- A word of recognition from the VP, Audit Department for performing excellently in a open forum for Employees
Education
Post Graduation - Master of Business Application
Jagannath Institute of Management Sciences, Guru Jambheshwar University
New, Delhi 04.2001 -
Graduation - Bachelor of Computer Application
International Institute of Management & Technology.
Pailan, Kolkata 04.2001 -
Skills
Product and process management
Accomplishments
- Accolades and recognition received from top management for managing regulatory activity and timely reporting to RBI
- Successful onboarding of Vendors offering holistic offering of payment and collection solution to different segmental clients
- Achieved results through Digital revamping of the Institutional Banking Product
Timeline
Product Manager RIGB
Ujjivan Small Finance Bank Ltd.
09.2022 - Current
Vice President and Product Manager TASC
YES BANK Ltd
07.2019 - 09.2022
Senior Manager, Products
AXIS BANK Ltd
07.2015 - 07.2019
Manager Rural Banking
Axis Bank Ltd.
11.2013 - 07.2015
Manager Branch Banking
HDFC BANK Ltd
09.2007 - 10.2013
Post Graduation - Master of Business Application
Jagannath Institute of Management Sciences, Guru Jambheshwar University
04.2001 -
Graduation - Bachelor of Computer Application
International Institute of Management & Technology.
04.2001 -
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