Summary
Overview
Work History
Education
Skills
Certification
Languages
Accomplishments
References
Timeline
Generic

Arathi Nayak

Bangalore

Summary

As a proactive, detail and deadline-oriented industry professional with advanced project management skills coupled with a strong compliance and quality mindset, I have a deep understanding and experience in diverse areas across the domain of Finance, Marketing and Analytics

Overview

5
5
years of professional experience
1
1
Certification

Work History

Management Associate

HDFC Bank Ltd.
Mumbai
07.2024 - Current
  • Document and implement credit policies in collaboration with Business & Policy teams to ensure accurate execution, and maintain policy compliance, driving business growth.
  • Led system modifications to streamline workflows and improve operational efficiency, aligning with organizational metrics.
  • Improved efficiency of ML Models implemented for Personal Loan STP journey by 6%
  • Published weekly and monthly reports to track key performance indicators (KPIs) including decision TAT, approval rates, and data quality.
  • Collaborated with the credit team for seamless process rollouts and timely issue resolution.

Management Trainee

HDFC Bank Ltd.
Mumbai
04.2023 - 06.2023
  • Gained in-depth understanding of the SME loans process at HDFC Bank, identifying key areas for process improvement.
  • Tasked with finding a replacement for a pre-existing vendor; defined specific solution requirements based on stakeholder needs.
  • Researched and evaluated over 50 vendors, successfully identifying & onboarding two that met the required service criteria for a POC.
  • Conducted a proof of concept with a previously selected vendor, assessing their ability to meet the defined requirements.
  • Produced a detailed evaluation report with metrics that contributed to the decision-making process, enhancing vendor selection and process efficiency.

Marketing Research Assistant

Fidelity Investments, USA
Boston
04.2021 - 09.2021
  • Data Collection: Conducted thorough data gathering to support research efforts.
  • Independent Research: Engaged in in-depth studies on various topics.
  • Case Study Analysis: Evaluated real-world examples to draw meaningful conclusions.
  • White Paper Publication: Shared research findings through company-wide publications.
  • Research Topics: Product differentiation in commodity markets, Data-driven growth strategies, Factors contributing to tech product failures, Effective monetization approaches.

Software Engineer

Oracle Cerner
Bangalore
07.2019 - 03.2021
  • Developed and enhanced software solutions by analyzing system flows, optimizing existing systems, and producing well-tested software units.
  • Created comprehensive technical design documentation to support developers and cross-functional teams.
  • Collaborated with developers, UX designers, systems analysts, and project stakeholders to build applications and manage software enhancements and defect resolutions.
  • Participated in peer code reviews, knowledge transfer sessions, and provided engineering support to client IT teams (e.g., hospitals) to resolve software issues.
  • Led a significant inter-departmental project integrating third-party scheduling software with Cerner solutions, achieving a time savings of 2 months.

Education

MBA - Finance (Major) & Marketing (Minor) [CGPA - 7.4]

T A Pai Management Institute
Manipal, Karnataka
03-2024

B. Tech - Computer Science [CGPA - 7.23]

Manipal Institute of Technology
Manipal, Karnataka
07-2019

Class XII - Karnataka State Board [Grade - 96%]

Expert Pre-University College
Mangalore, Karnataka
03-2015

Class X - CBSE [CGPA - 10.0]

Sharada Vidyalaya
Mangalore, India
03-2013

Skills

  • Data Analytics
  • Innovation management
  • Stakeholder management
  • Excel proficiency
  • Project Management
  • Workflow Analysis
  • Documentation And Reporting
  • Regulatory Compliance
  • KPI analysis

Certification

  • Excel Skills for Business
  • Credit Risk Management: Frameworks and Strategies
  • Digital Analytics for Marketing Professionals
  • Human Resource Management

Languages

English
First Language

Accomplishments

  • SEVA (Society, Environment, Values and Attitudes) - Selected as a finalist for market research conducted for eSamudaay as a part of SEVA, identifying growth opportunities and providing strategic insights to enhance customer reach through stronger vendor relationships, fostering inclusive growth, and driving economic prosperity
  • Jaspreet Sebastian Award - Selected as a finalist for the prestigious Jaspreet-Sebastian Award in recognition of outstanding overall personality and academic performance during Year I of the MBA program at TAPMI
  • Young Leader's Program - Selected as a candidate in TAPMI's prestigious YLP program based on outstanding academic contributions

References

References available upon request.

Timeline

Management Associate

HDFC Bank Ltd.
07.2024 - Current

Management Trainee

HDFC Bank Ltd.
04.2023 - 06.2023

Marketing Research Assistant

Fidelity Investments, USA
04.2021 - 09.2021

Software Engineer

Oracle Cerner
07.2019 - 03.2021

MBA - Finance (Major) & Marketing (Minor) [CGPA - 7.4]

T A Pai Management Institute

B. Tech - Computer Science [CGPA - 7.23]

Manipal Institute of Technology

Class XII - Karnataka State Board [Grade - 96%]

Expert Pre-University College

Class X - CBSE [CGPA - 10.0]

Sharada Vidyalaya

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