Aravindh Ravichandran
Banking
Chennai,Tamilnadu
Summary
Self-Motivated Banking & Financial Service Professional with 6 Years in Compliance, KYC, AML, Account Opening and Card Processing including PIN generation in Retail Banking sector. Offering vast knowledge of banking regulations and compliance procedures.
Overview
8
8
years of professional experience
2
2
Certifications
2
2
Languages
Work History
Process Lead
Tata Consultancy Service
Chennai
10.2022 - Current
- Prepare emails for client Outreach for Customer KYC Profiles in accordance with established MUBK SLA timeframes is 40 days
- 100% of the cases will be assumed for that will require client outreach
- Review the RFI (Request for Information) prepared by using MUBK approved procedure
- Handling floor support for team queries including helping team on procuring the missing documents from various sources
- Involved in having one to one connect with respective Vertical leads
- Co-ordinating with onshore buddies for retrieval of documents and chasers sent for aged cases
- Handling regular checks on procedure and policy
- Handling team huddle on weekly basis on new updates and sharing QC and QA feedback
- Providing responses to follow up questions from clients and work with MUFG RM’s to complete request for information’s
- Handling tools or applications for verification purposes like CDL, KYCR, Lexis Nexis, D&B and so on
- Provided Process simplification ideas for green belt.
Compliance Analyst
Société Générale Global Solution Center
Chennai
09.2019 - 09.2022
- Daily compliance circular are forwarded to four different countries like Australia, Singapore, Slovakia and Hong Kong
- Compliance documents are downloaded from the website and the details are uploaded to the SharePoint portal and distributed to relevant regulators
- Consolidating the banking compliance from different website around the world and circulated to people travelling abroad
- As a part of CDN, we consolidate the articles dated to banking and compliance around the world to ensure the people’s awareness on the area related
- Providing opinion to the validation committee on the quality on the setting certification process and the documented collected
- Up application for account opening
- Dealing with Fund & Corporate accounts through KYC
- Retrieve Client details from welcome tool & screening will be performed for every customer through name screening and documenting through KYC
- Control the completeness of the opening packs acknowledged by LE and BU/SU
- Have a follow up on the completeness of the closure packs along with the evidence list in the opening pack of all entities
- Setting up applications for new accounts and dealing with fund and corporate accounts through KYC.
Senior Associate
Wipro Limited Global Consumer Bank
Chennai
07.2017 - 11.2018
- Reviewing transactions based on Scheduled and Unscheduled work list
- Monitoring and verifying the customer transactions details through eclipse and TED tool is used for Wire Transactions, Business objects & Stars tool is used
- Verifying customer information, performing beneficial ownership percentage and requesting the KYC information through review and document verification
- Beneficial ownership percentage is carried through membership section outreach response
- It is done for small, medium and large corporations
- Screening will be executed for every customer through name screening along with FACTIVA screening and risk rating will be analyzed for every customer
- Risk rating will be implemented for small, medium and large corporates and is calculated systematically.
Associate
HCL Technologies Limited (BSERV)
Chennai
11.2015 - 07.2017
- Identifying customer needs and supporting them with the sources related to the current offers
- Marketing the source of wealth and source of funds through KYC
- The service also includes furnishing new cards, pins, and pin reissues
- Opening new accounts for the customers and issuing check books while handling the service activity
- During the month end (high volume) all cards and accounts are issued with the stipulated time.
Education
Post Graduate MBA in Finance & HR - undefined
Nandha Engineering College
01.2013 - 12 2015
Bachelor of Commerce (E. Com) - undefined
Kongu College of Arts & Science
01.2009 - 12 2012
Higher Secondary - undefined
Carmel Matric. Hr. Sec. School
01.2007 - 12 2009
10th, Matriculation - undefined
Jaycees Matric. Hr. Sec. School
01.2006 - 12 2007
Skills
Know your Customer
Certification
Edu Fly Global Studies, Training Program for Banking Sector, Coimbatore, 2015-06-01
Accomplishments
- Instead of manually collating news pieces, I generated concepts for conformity with daily news. I used Thomson Reuters Portal to automate the process of collecting articles.
Awards
- Best Performance in HCL (BSEV), 2017-07-01
- Best Performance Award for achieving productivity in HCL Technologies Ltd. (BSERV), 2017-07-01
- Migration Training, 2019-09-01
Extracurricular Activities
Conducted a Logo quiz for the team members. Participated in sporting and non-profit activities. Created a handbook for references (Guide to Société Générale Activity) such as transportation, HR policies and SOP for new hires. Volunteered in NSS Camp under the aegis of Ministry of Youth Affairs & Sports, Govt. of India
Projects
Training and development / Ambal Auto, 2015-01-01, 2015-04-30 Auto Mobile Industry / TATA Sumo, 2011-12-01, 2012-03-31
Timeline
Green belt certification for lean & Six Sigma
02-2024
Process Lead
Tata Consultancy Service
10.2022 - Current
Compliance Analyst
Société Générale Global Solution Center
09.2019 - 09.2022
Senior Associate
Wipro Limited Global Consumer Bank
07.2017 - 11.2018
Associate
HCL Technologies Limited (BSERV)
11.2015 - 07.2017
Post Graduate MBA in Finance & HR - undefined
Nandha Engineering College
01.2013 - 12 2015
Bachelor of Commerce (E. Com) - undefined
Kongu College of Arts & Science
01.2009 - 12 2012
Higher Secondary - undefined
Carmel Matric. Hr. Sec. School
01.2007 - 12 2009
10th, Matriculation - undefined
Jaycees Matric. Hr. Sec. School
01.2006 - 12 2007
Similar Profiles
Roopa GuptaRoopa Gupta
Senior Process Quality Analyst at TATA CONSULTANCY SERVICESenior Process Quality Analyst at TATA CONSULTANCY SERVICE
Surabhi RaghuSurabhi Raghu
Senior IT Analyst at Tata Consultancy ServiceSenior IT Analyst at Tata Consultancy Service
Aditya Roy ChoudhuryAditya Roy Choudhury
Systems Engineer - Data Engineer at Tata Consultancy Service LtdSystems Engineer - Data Engineer at Tata Consultancy Service Ltd
Praveen RajPraveen Raj
Assistant Consultant at Tata Consultancy ServiceAssistant Consultant at Tata Consultancy Service
Kiran Kumar PamanjiKiran Kumar Pamanji
Senior Engineer – Product Specification and Configuration Analyst at FORD Motor Private LimitedSenior Engineer – Product Specification and Configuration Analyst at FORD Motor Private Limited