Summary
Overview
Work History
Education
Skills
Awards
Languages
Accomplishments
Certification
Websites
Projects
Timeline
Generic

Aravind Kumar Vutukuri

Bangalore

Summary

Dynamic Business Analyst with a proven track record at AU Small Finance Bank, excelling in API integration and process optimization. Skilled in JIRA and UAT, I effectively collaborated with cross-functional teams to enhance operational efficiency. My analytical mindset and strong communication skills drive impactful recommendations and successful project implementations.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Business Analyst

AU Small Finance Bank (Erstwhile Fincare Small Finance Bank)
Bangalore
12.2018 - Current
  • Lead BA for internal applications like Nano Banking, Internet Banking, Payment Gateway, and BBPS.
  • Collaborated with CBS for API specs and data contracts to integrate EKYC, Aadhaar VID/UID, and Flexcube LOS.
  • Authored BRDs, FSDs, and UAT cases; coordinated with QA and dev teams through Agile processes using JIRA.
  • Oversaw production deployment cycles, and handled business validations (BV).
  • Managed 2FA, IDAM, and SSO integrations (FIS to WSO2IS migration).
  • Administered tools like JIRA, Zoho Cliq, and helped automate HRMS, IDAM workflows.
  • Collaborated with stakeholders across departments to define requirements for new projects.
  • Identified gaps between current state and desired future state operations.
  • Created detailed process flows and user stories to document system requirements and design solutions.
  • Provided technical support during user acceptance testing cycles.
  • Suggested changes to senior management using analytics to support recommendations and actively participated in the implementation of approved changes.

System Engineer

Symentex IT Solutions
06.2016 - 07.2017
  • Developed and tested modules for educational MIS system (ISM) using Java, Hibernate, MySQL.

Education

Computer Science

JNTU Kakinada

Skills

  • Postman
  • SOAP UI
  • JIRA
  • ServiceNow
  • MySQL
  • Manual testing
  • API testing
  • Technical support
  • Project management
  • Release planning
  • Software development life cycle

Awards

  • Star Performer (Fincare, FY 2019–2022)
  • Best Engineer (Reliance Jio, 2017–18)
  • Role Model Award (Fincare, 3 years in a row)

Languages

Telugu
First Language
English
Advanced (C1)
C1
Hindi
Upper Intermediate (B2)
B2

Accomplishments

  • Honoured with Role Model Award for FY: 19-20,21-22 and 22-23 from Fincare Small Finance Bank Limited.
  • Honoured with AU Entrapreneur Award for FY 24-25 from AU Small Finance Bank

Certification

  • Attended training in information and cyber security, AML/CFT, Compliance, ESG, Operational Risk, BCP.

Projects

1. Nano Banking V1 & V2 with CashOps
Role: Business Analyst

  • Led requirements gathering, process modelling, and documentation for secure onboarding and digital cash operations via BC and branch channels.
  • Enabled end-to-end digitization of customer onboarding and cash transactions, reducing manual effort and improving operational efficiency.

2. Gold Loan Renewal Automation (First-time implementation at the bank)
Role: Business Analyst

  • Spearheaded the bank’s first automated Gold Loan Renewal journey, transforming a manual branch-based process into a seamless digital workflow.
  • Coordinated with business, CBS, and API teams for requirement analysis, integration design, and production rollout.

3. Payment Gateway Integration
Role: Business Analyst

  • Enabled online onboarding with integrated UPI, net banking, and card acquirer solutions.
  • Worked with external vendors and internal teams for BRD preparation, API mapping, and go-live coordination.

4. BBPS Biller Integration & Internet Banking
Role: Business Analyst

  • Enabled customer due payments through BBPS-enabled apps by integrating with TSP.
  • Spearheaded Internet Banking platform launch with full stack coordination of business and technical teams.

5. Web LOS Automation for Secured Business Products
Role: Business Analyst

  • Led the automation of the loan creation journey, replacing manual entry with a digitized Web LOS flow.
  • Improved processing speed and accuracy for secured product onboarding.

Timeline

Business Analyst

AU Small Finance Bank (Erstwhile Fincare Small Finance Bank)
12.2018 - Current

System Engineer

Symentex IT Solutions
06.2016 - 07.2017

Computer Science

JNTU Kakinada
Aravind Kumar Vutukuri