Aritra Chakraborty

As a Senior Technical Analyst overseeing a Portfolio Management tool

• Installed, tested and documented result for new software packages, technologies and tools.
• Assisted with deployment issues by clarifying client questions and identifying problems.
• Oversaw technology services delivery, consulting with relevant personnel to assist with migration and troubleshooting.
• Tested modified programs to correct adverse impacts on programs or systems operations.
• Supported technology design, testing and execution by providing research-based product and process knowledge.

As a Team Leader in Underwriting Services leading a team of 18 analysts working in Initial Underwriting. Mentoring and Training new unit personnel as well as existing workforce for skill enhancement.

• Performing Underwriting Risk Assessment for eligibility of the most complex individual files and/or risk segments; analyzing and reviewing CIA (credit, income and assets) documents of
  individuals for compliance with FNMA and agency & Internal Guidelines.
• Supervising the acceptance, declination and rating of risks; work assignment; queue management; and auditing the team
  produce for accuracy, quality and compliance.
• Conducting regular meetings with the team and higher management bridging the gaps and ensuring proper service checking delays, learning gaps and efficiency; providing swift
  deliveries leading to customer satisfaction.
• Conducting regular meetings with the team and higher management bridging the gaps and ensuring proper service checking delays, learning gaps and efficiency; providing swift
  deliveries leading to customer satisfaction.

Expertise:

• Underwriting Components - 4 C's of Underwriting
• Initial Underwriting (CIA docs review) Conforming and Non-Conforming
• Purchase Contracts Assessment
• Credit History Assessment - Eligibility Review
• Closing Disclosure and Title Report assessment

• Mortgage Underwriting/Credit Underwriting
• Credit Underwriting
• Underwriting Review
• Title search auditing
• Closing Disclosure Review
• Pre Purchase Review & Post Closing Audit