Arnab Chatterjee
Kolkata
Summary
FinCrime Analyst (AML/CTF & Fraud) with proven experience leading end-to-end financial crime investigations across fraud, AML, and transaction monitoring. Expertise in identifying ATOs, scams, social engineering, and complex money-laundering typologies, executing risk-based decisions, and delivering regulator-ready STRs with strong legal defensibility. Recognized for operating effectively in fast-paced fintech environments, collaborating cross-functionally, and consistently aligning customer protection and compliance outcomes with the firm’s risk appetite.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Associate Analyst I
AML Rightsource
Kolkata, West Bengal
12.2024 - Current
- Conducted end-to-end FinCrime investigations across fraud, AML, and transaction monitoring alerts, identifying ATO, scams, social engineering, unauthorized transactions, and money-laundering typologies, including structuring, layering, rapid movement of funds, and unusual cross-border flows.
- Performed risk-based transaction analysis by reviewing payment velocity, customer behavior, and account usage patterns to detect suspicious activity, prevent financial loss, and assess overall financial crime exposure.
- Executed KYC/KYB verification and reviews using internal compliance systems, validating customer and entity information, identifying gaps or inconsistencies, and initiating appropriate remediation actions in line with regulatory requirements.
- Conducted deep-dive OSINT and adverse media research on individuals and corporate entities using global toll LexisNexis to assess fraud, reputational, regulatory, and AML/CTF risks, escalating material findings to second-line compliance where required.
- Assessed and validated the Source of Funds (SoF) and Source of Wealth (SoW) through the analysis of financial documentation and transactional behavior, ensuring alignment with customer profiles, expected activity, and fintech regulatory standards.
- Drafted regulator-ready STRs with strong investigative narratives and legal defensibility, maintained audit-ready documentation, and collaborated with risk, compliance, and product teams to support transaction monitoring rule calibration, reduce false positives, and detect evolving criminal typologies.
Career Break
Personal Goal Pursuit
11.2023 - 11.2024
Technical Operations - Analyst
InspectHOA
Remote
01.2022 - 10.2023
- Validate and ensure the accuracy of order and sales contract information per SLAs, aligning with CRM data, and collaborating with Operations for provisioning and issue resolution.
- Offer operational support throughout the order lifecycle, enhancing processes with Sales, Finance, Legal, and Operations collaboration.
- Maintain data integrity by reconciling discrepancies upon ad hoc requests, and creatively addressing errors within compliance bounds.
- Collect precise HOA data, comprehend business goals, and manage the HOA database while facilitating end-to-end processes for property purchases among multiple clients.
- Preparing checks for the HOAs and property managers to acquire the necessary HOA documents required for the sale, resale, and refinance of the property.
- Shipping the check to the HOAs' and property manager's mailing address.
- Preparing invoices for the clients through workflow, and sending the same to the client.
Food Delivery Agent
Chopstick Restaurant
Kolkata
05.2021 - 12.2021
- Delivering food at a local restaurant due to lockdown and delivering food locally.
Asst. Manager Admin
NAG Construction
Kolkata
03.2020 - 04.2021
- Preparation of attendance, roster, and work schedule.
- Generation of the management report.
- Handling of all transport logs and resolution of incidents with third parties.
- Maintaining insurance for all staff and vehicles.
- Purchase and maintain all office stationary.
Executive Operations
Startek (erstwhile Aegis Customer Service PVT. LTD.)
Kolkata
05.2019 - 02.2020
- Ensuring daily operations work smoothly, working with a team to understand a better approach to customer queries, focusing on improving customer connectivity, and developing interpersonal and leadership skills.
Career Break
University Of Calcutta
06.2017 - 04.2019
- Studying for the completion of an undergraduate course.
Administrative Cum Accounts Manager
HAO CHI Multi-cuisine Restaurant
Kolkata
04.2015 - 05.2017
- Achieved skills in working with invoices, day-to-day transactions, and cash posting.
- Handling cash books and bank statements helped me develop my analyzing skills.
- Allotting the work schedule and maintaining the roster with working teams.
- Having experience working in a high-pressure environment during festive seasons.
Education
Bachelor of Arts - Kolkata, West Bengal
Behala College
Kolkata, West Bengal12.2020
ISC - Kolkata, West Bengal
St. Joseph & Mary's School
Kolkata, West Bengal05.2015
ICSE - Kolkata, West Bengal
St. Joseph & Mary's School
Kolkata, West Bengal05.2013
Skills
Transaction monitoring, fraud investigation, bank audit and compliance, anti-money laundering (AML) regulations, KYC standards, sanctions compliance (OFAC, EU lists), and knowledge of regulatory frameworks, Actimize, LexisNexis, Clear, and in-house client tools, along with Microsoft Excel, Word, and PowerPoint
Certification
Successfully completed internal training on AML compliance, transaction monitoring, KYC/CDD processes and workflows.
Languages
English
Advanced (C1)
C1
Bengali
Native
Native
Hindi
Advanced (C1)
C1
Timeline
Associate Analyst I
AML Rightsource
12.2024 - Current
Career Break
Personal Goal Pursuit
11.2023 - 11.2024
Technical Operations - Analyst
InspectHOA
01.2022 - 10.2023
Food Delivery Agent
Chopstick Restaurant
05.2021 - 12.2021
Asst. Manager Admin
NAG Construction
03.2020 - 04.2021
Executive Operations
Startek (erstwhile Aegis Customer Service PVT. LTD.)
05.2019 - 02.2020
Career Break
University Of Calcutta
06.2017 - 04.2019
Administrative Cum Accounts Manager
HAO CHI Multi-cuisine Restaurant
04.2015 - 05.2017
Bachelor of Arts - Kolkata, West Bengal
Behala College
ISC - Kolkata, West Bengal
St. Joseph & Mary's School
ICSE - Kolkata, West Bengal
St. Joseph & Mary's School