Summary
Work History
Education
Skills
Timeline
Receptionist

Shubha M

AML / CFT Professional
Bangalore,KA

Summary

I am an AML/CFT professional with over three years of experience in KYC Review, Sanctions Screening, Fraud Investigation, and Transaction Monitoring. My expertise spans various domains within Financial Crime Compliance, having worked with Axis Bank and Arcis E Services Pvt Ltd. I am eager to further my career in Financial Crime Risk Management while contributing to organizational growth.

Work History

Video KYC Officer

Axis Bank
Bangalore , Karnataka
11.2024 - Current
  • Review data from media reports and appropriate websites to identify customers involved in crime/MLT/terrorism
  • Perform KYC Due Diligence (CDD and EDD based in the risk identified for the customer) on the customer account
  • Obtain updated documents from the Relationship Manager for client accounts
  • Update proof of ownership documents and identify Senior Management Officials or Controllers of companies using open search
  • Escalate for Negative Media/Sanction Nexus and/or PEP identified hits
  • Verify the Source of Wealth (SOW) and Source of Funds (SOF) of the customer
  • Perform enhanced due diligence reviews on high-risk customers
  • Experience in using open search databases and KYC management tools
  • Use World Check for negative media screening
  • Axis Bank is a leading private sector bank in India

Team Member

Arcis E Services Pvt Ltd
Chennai , Tamil Nadu
07.2021 - 12.2023
  • Monitoring daily transactions triggered in the alert management system
  • Handling money laundering and terrorist financing crimes using public records and commercial databases
  • Monitoring wire transfers for compliance with U.S. Treasury regulations
  • Conducting KYC to identify sources of income and employment status
  • Keeping records of investigations and providing recommendations
  • Daily analysis of transactional information to identify risk indicators
  • Preparing detailed investigative reports
  • Core Skills: AML Investigations Tool (Actimize and Norkom), US Patriot Act
  • Arcis E Services Pvt Ltd is a financial services company specializing in compliance and risk management

Education

Bachelor of Commerce (B.Com) - Commerce

University Evening College
Mangalore
09-2020

Skills

Conducted comprehensive KYC reviews and customer due diligence (CDD/EDD) in line with regulatory and internal compliance requirements

Performed detailed transaction monitoring

Performed detailed transaction monitoring and analysis to identify unusual or suspicious activities

Investigated and escalated potential suspicious transactions, contributing to the preparation of Suspicious Activity Reports (SAR/STR)

Executed sanctions and watchlist screening using global databases such as OFAC, UN, and EU lists

Assessed customer risk profiles by analyzing financial behavior, source of funds, and business activities

Ensured compliance with AML regulations and guidelines, including FATF recommendations and applicable local regulatory frameworks

Reviewed and validated customer documentation to ensure accuracy, completeness, and regulatory compliance

Worked on AML tools such as Actimize, World-Check, LexisNexis, or similar platforms for screening and monitoring

Identified and mitigated financial crime risks, including money laundering, fraud, and terrorist financing

Maintained accurate and detailed case documentation and audit trails for regulatory review

Timeline

Video KYC Officer

Axis Bank
11.2024 - Current

Team Member

Arcis E Services Pvt Ltd
07.2021 - 12.2023

Bachelor of Commerce (B.Com) - Commerce

University Evening College

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Shubha MAML / CFT Professional