Managed UP East Location, Worked with 24 District and team of 27 executives.
Relationship building with DSA and the Finance Manager of dealer outlet.
The Hiring of Five Managers Was Also Completed.
Territory Manager
Iffco Kisan Finance Ltd
02.2024 - 02.2025
New, used Tractor Finance & used small commercial Vehicle.
Managed Allahabad, Kaushambi & Pratapgarh Location, Worked with 55 Dealers and team of 08 executives.
Relationship building with Dealer and the Finance Manager of dealer outlet.
Team handling and collection of the assigned area (Allahabad, Kaushambi & Pratapgarh).
Territory Manager
TVS Credit Services Ltd
04.2022 - 02.2024
New & used Tractor Finance
Managed Kaushambi, & Pratapgarh Location, Worked with 28 Dealers and team of 07 executives.
Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement.
Relationship building with Dealer and the Finance manager of dealer outlet.
Team handling and collection of the assigned area (Kaushambi, & Pratapgarh)
Tractor Finance & Allied Services
CNH Industrial Capital India Pvt. Ltd.
07.2018 - 04.2022
New Tractor Finance
Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement.
Team management and help in improving team output.
Relationship Building with Dealers and Brand team give timely solution and response to their queries.
Maintain Market share of company accordance to business partner's business numbers.
Portfolio Management: Conducting delinquency review of the region on monthly basis and suggesting corrective actions for highly delinquent accounts. To conduct visits of 100% Early delinquency and Non-Starters cases and ensure deep-dive analysis, submitting the root causes with corrective actions.
Field Officer
Hinduja Leyland Finance
Allahabad
08.2017 - 07.2018
Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement.
Keeping track of Loan TAT and developing the dealer with finance support and maintain the required Market share.
Portfolio Management - Loan portfolio analysis, conducting delinquency review, identifying types of delinquency, and suggesting corrective measures to resolve delinquent accounts.
Liaison with multiple stakeholders within and outside the organization to maintain relationships with channel partners, dealer principals, clients while ensuring quality service.
Field Officer
Magma Fincorp Limited
Allahabad
03.2016 - 08.2017
Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement.
Keeping track of Loan TAT and developing the dealer with finance support and maintain the required Market share.
Portfolio Management - Loan portfolio analysis, conducting delinquency review, identifying types of delinquency, and suggesting corrective measures to resolve delinquent accounts.
Liaison with multiple stakeholders within and outside the organization to maintain relationships with channel partners, dealer principals, clients while ensuring quality service.
Collection 0-90bkt.
Summary
Looking forward to becoming an asset for an organization where there is an opportunity to utilize my knowledge and skills that would prove to be a mutual value addition to organization and myself.
Experienced Professional with 8+ years of experience and a demonstrated history of working in the financial services sector. Proven track record in a range of skills such as portfolio management, sales forecasting, Financing Experience Tractor & attachments.
Overview
10
10
years of professional experience
Education
MBA -
Sam Higginbottom Univeristy
Allahabad
B.A -
Allahabad University
Allahabad
Intermediate -
GVIC
Allahabad, U.P.
High School -
Shubham inter collage
Allahabad, U.P.
Professional Career
Iffco Kisan Finance Ltd, Area Manager, 02/01/25, Present, Used Tractor Finance., Managed UP East Location, Worked with 24 District and team of 27 executives., Relationship building with DSA and the Finance Manager of dealer outlet., The Hiring of Five Managers Was Also Completed.
Iffco Kisan Finance Ltd, Territory Manager, 02/29/24, 02/01/25, New, used Tractor Finance & used small commercial Vehicle., Managed Allahabad, Kaushambi & Pratapgarh Location, Worked with 55 Dealers and team of 08 executives., Relationship building with Dealer and the Finance Manager of dealer outlet., Team handling and collection of the assigned area (Allahabad, Kaushambi & Pratapgarh).
Tvs Credit Services Ltd, Territory Manager, 04/01/22, 02/28/24, New & used Tractor Finance., Managed Kaushambi, & Pratapgarh Location, Worked with 28 Dealers and team of 07 executives., Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement., Relationship building with Dealer and the Finance manager of dealer outlet., Team handling and collection of the assigned area (Kaushambi, & Pratapgarh).
CNH Industrial Capital India Pvt. Ltd., Tractor Finance & Allied Services, 2018, 04/01/22, New Tractor Finance., Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement., Team management and help in improving team output., Relationship Building with Dealers and Brand team give timely solution and response to their queries., Maintain Market share of company accordance to business partner's business numbers., Portfolio Management: Conducting delinquency review of the region on monthly basis and suggesting corrective actions for highly delinquent accounts.
Hinduja Leyland Finance, Field Officer, 2017, 2018, Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement., Keeping track of Loan TAT and developing the dealer with finance support and maintain the required Market share., Portfolio Management - Loan portfolio analysis, conducting delinquency review, identifying types of delinquency, and suggesting corrective measures to resolve delinquent accounts., Liaison with multiple stakeholders within and outside the organization to maintain relationships with channel partners, dealer principals, clients while ensuring quality service., Meja Road, Koraon, Karchhana, Allahabad, Uttar Pradesh
Magma Fincorp Limited, Field Officer, 2016, 11/30/17, Conducting an in-depth analysis of financial & non-financial aspects of the client to ascertain the creditworthiness of the clients and presenting the case to sanctioning authority for approval and disbursement., Keeping track of Loan TAT and developing the dealer with finance support and maintain the required Market share., Portfolio Management - Loan portfolio analysis, conducting delinquency review, identifying types of delinquency, and suggesting corrective measures to resolve delinquent accounts., Liaison with multiple stakeholders within and outside the organization to maintain relationships with channel partners, dealer principals, clients while ensuring quality service.