Arun Nivas
Kotagiri
Summary
Results-driven professional with extensive experience in internal auditing at SWEET CHARIOT, adept at documenting findings and resolving issues. Proven ability in business planning and task delegation, leveraging MS Office to enhance reporting accuracy. Strong relationship-building skills foster client trust and drive financial success.
Overview
12
12
years of professional experience
Work History
Internal Auditor
SWEET CHARIOT
Bengaluru
11.2024 - Current
- Documented audit findings in formal reports presented to senior management team.
- Addressed and resolved audit issues.
- Investigated discrepancies that were uncovered during audits.
Personal Banker
HDFC Bank
Kotagiri
08.2022 - 11.2022
- Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services
- Answered customer questions and explained available services such as deposit accounts, bonds, and securities
- Expanded client base by promoting new financial products
- Evaluating credit worthiness by processing Gold loan applications and documentation within specified limits
- Complete loan contracts and counsel clients on policies and restrictions
- Identification and assessment of gold articles
- Disburse right value against assessed the gold articles
Loan Officer
UJJIVAN Bank
Coonoor
08.2019 - 08.2022
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing
- Identified opportunities to cross-sell and upsell loan products to customers
- Negotiated loan terms and conditions with customers to secure best deal
- Assisted customers with completing loan applications and other paperwork
- Developed and maintained relationships with customers, lenders and other third parties
- Approved loan applications based on customer creditworthiness and provided detailed financial advice
- Established relationships with customers to encourage payment of delinquent accounts
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans
- Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services
Microfinance Service Associate
IMPACT
Coonoor
04.2013 - 09.2018
- To ensure the achievement of disbursement targets with minimum delinquency
- Disbursement, repayment and delinquency management, achieving monthly collections targets
- Build strong client relationships, both internally and externally and build a strong brand identification with potential customers
- Identifying Joint Liability Groups disbursed loans, to suit the target customers and geographies
- Preparing reports in excel
Education
M.Com - Computer Application
Hindustan College of Arts & Science
Coimbatore01.2009
B.Com - Computer Application
Government Arts & Science College
Ooty01.2007
Skills
- Task delegation
- Internal auditing
- Business planning
- MS Office
Languages
- Tamil
- English
Personal Information
- Date of Birth: 07/03/87
- Gender: Male
- Nationality: Indian
- Marital Status: Married
- Religion: Christian
Timeline
Internal Auditor
SWEET CHARIOT
11.2024 - Current
Personal Banker
HDFC Bank
08.2022 - 11.2022
Loan Officer
UJJIVAN Bank
08.2019 - 08.2022
Microfinance Service Associate
IMPACT
04.2013 - 09.2018
M.Com - Computer Application
Hindustan College of Arts & Science
B.Com - Computer Application
Government Arts & Science College
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