ARVIND GOHEL
AML/KYC analyst
Junagadh
Summary
Experienced and certified AML/KYC Analyst with over 6 years of professional experience, including more than 3 years in financial crime compliance, customer due diligence (CDD/EDD), and transaction monitoring. Skilled in identifying suspicious transactions, mitigating money laundering risks, and ensuring with global regulatory frameworks such as BSA/AML, FATF, and OFAC. Proficient in working with compliance platforms, conducting sanctions screening, and preparing Suspicious Activity Reports (SARs). Known for strong attention to detail, risk awareness, and ability to meet regulatory deadlines in high-pressure environments.
Overview
6
6
years of professional experience
41
41
years of post-secondary education
Work History
Team Developer
Bank of America
Gandhinagar
07.2022 - Current
- Company Overview: Global Financial Crimes investigation (GFCI)
- Conducted transaction monitoring reviews within a banking environment to detect and analyze suspicious activities, including structuring, rapid movement of funds, and unusual cross-border transactions.
- Investigated alerts generated by automated systems and assessed transnational behavior against customer profiles and expected activity.
- Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for high-risk clients, analyzing source of funds, business activity, and ownership structures to ensure compliance with regulatory standards.
- Evaluated high-risk transactions involving retail and corporate clients, with a strong focus on regulatory compliance and internal risk thresholds.
- Collaborated with compliance, risk, and operations teams to resolve complex alerts and ensure consistency with regulatory expectations and internal procedures.
- Maintained up-to-date knowledge of AML regulations, red flags, and typologies relevant to the banking sector, including FinCEN guidelines and local regulatory updates.
Senior Process Associate
Ascendum KPS private ltd.
Ahemdabad
07.2019 - 07.2022
- Company Overview: US mortgage/KYC
- Handled end-to-end KYC due diligence for retail mortgage clients in accordance with guidelines.
- Conducted identity verification using document authentication tools and cross-checked against sanction lists.
- Assisted in evaluating source of funds and verifying income sources, assets, and liabilities of borrowers.
- Identified discrepancies during mortgage documentation reviews and escalated potential fraud indicators.
- Supported KYC refresh and remediation projects, ensuring compliance with the latest US mortgage and AML standards.
- Maintained detailed audit trails and ensured accuracy with a 98%+ quality score in document review processes.
- Trained junior associates in various process-related tasks, ensuring consistent quality across the team.
Education
MBA - Finance
LDRP Institute of Technology And Research
Gandhinagar, India 04.2001 - 01.2025
Bachelor of Engineering -
Marwadi University
Raikot, India 04.2001 - 01.2019
Skills
- Regulatory Reporting & Compliance
- Financial Crime Risk Assessment
- FinCEN Compliance Guidelines
- Politically Exposed Persons (PEP) Review
- Suspicious Activity Reporting (SAR)
- Customer Risk Rating (CRR)
- Enhanced Due Diligence (EDD)
- Know Your Customer (KYC) Lifecycle
- Anti-Money Laundering (AML) Compliance
Technical And Analytical Skills
- Platforms: LexisNexis, World-check, internal applications.
- Tools: MS Excel (Pivot Tables), Word, PowerPoint.
- Case Documentation & SAR Writing.
- Data Validation & Client information Systems.
Timeline
Team Developer
Bank of America
07.2022 - Current
Senior Process Associate
Ascendum KPS private ltd.
07.2019 - 07.2022
MBA - Finance
LDRP Institute of Technology And Research
04.2001 - 01.2025
Bachelor of Engineering -
Marwadi University
04.2001 - 01.2019
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