Multi-talented Senior Executive knowledgeable about sales, operations, and personnel management. Successful at stepping into diverse positions and making immediate positive contributions. Focused on optimizing operations and motivating employees while establishing market dominance.
Overview
18
18
years of professional experience
Work History
AVP Business Banking Group
HDFC Bank Limited
Kolkata
02.2013 - Current
Relationship Manager
Profit center for portfolio size of Rs 650 Cr, with the objective to achieve departmental cost and increase profitability with benchmark of 30 % year on year and portfolio by 1+1 Year on year
Develop customer base, acquire new business and develop them for additional business by selling all the products of the bank
Maintain overall portfolio health by ensuring minimum doc pendency, nil default, and by delivering timely service to the customer
Maintain good relationship across all the channel partners, including branches, consultants ETC and ensure delivery of their targets
Source business from open market as well as thru several verticals of the bank
Prepare proposal and ensure end to end disbursement of the case, Post disbursement activity is also to the RM account and ensure that the conduct of account is maintained properly, Including NIL NPA/Default, Proper Banking Churn and all required docs gets submitted in system on time
Develop team and get better work done thru them
Worked across several department and locations in HDFC Bank, and have managed different type of business modules, including Road contractors, Bridges, Hydro and Thermal Power Plant, Miners of coal, Iron ore, copper, Metal ETC Services providers of factory ETC in Infrastructure segment
In Business Banking, managed portfolio of School and colleges, Hospitals, Flour and Rice Mills, Manufacturer and Traders of Plastic and FMCG, Railway Contractors, Iron and Steel ETC
Provide end to end services to the customer from preparation of proposal for working capital, project funding, Term loans ETC, present it to the credit approvers and get the case disbursed thru ops, Further maintenance of sound portfolio and account conduct is prime responsibility of sales team
Associated with HDFC Bank Since 11+ Years, maintained very good conduct of all the accounts that have sourced with almost nil delinquency of more than 15 days, Have achieved targets Year on year and awarded for such activity
Awarded for several cross-sale activity and for activity channel for business
Manager
Srei Equipment Finance Pvt Ltd.
Chhattisgarh
06.2011 - 01.2013
Managed 50 Customer account with portfolio size of Rs 360 Cr
Generate business for Construction Equipment business and maintain good market share
To analyze the feasibility of the various requirements of the clients through financial reports and other sources
To visit the various project sites and industrial sites of the clients so as to gain an in-depth knowledge about the working and future potential of the projects
To maintain a strong relation with the various manufacturers of the Construction Equipment like Volvo, Tata, JCB, Terex Vectra, L&T Case, L&T Komatsu, Kobelco, Hyundai, Sandvik, Atlas Copco, Mercedes Benz, AMW, MAN etc so as to generate leads and close the deal by providing them fast and reliable service
To maintain a strong relation with the bankers of our various clients so as to understand the future potential and the current progress of the clients
Enhancing the relationship with the clients by providing them timely services and providing them guidance for various products like equipments and industrial sectors
Nil Deliquency
Maximized performance by monitoring daily activities and mentoring team members.
Cross-trained existing employees to maximize team agility and performance.
Accomplished multiple tasks within established timeframes.
Senior Area Sales Officer
Svenska Technologies Pvt Ltd
Chhattisgarh and Vidharbha
03.2007 - 05.2011
Company Overview: (Dealer Volvo Construction Equipment's)
Sales and Marketing
Manage key accounts & maintain good relationship with Clients
Collect tender data from PWD, PMJSY and other tender issuing authority like Irrigation Dept
Collecting work orders from tender issuing authorities
Meet local contractors and provide solution to them regarding earth movement activities
Prospect the leads that are given by these organizations and financers
Understand their basic requirement and provide them with the solution
Follow up with the HO on final pricing of the machine and other formalities like preparing the FOC list
Give product presentation to high-end contractors
Explain the entire functioning of the new machine to the operators
Strategize with top management to evolve and deploy roadmap for 'world class marketing' (handled or initiated Seminars, Road Shows Exhibitions etc) with respect to the business plan
Social responsibility and corporate image building with respect to conducting Review Meetings on Monthly or weekly or fortnightly basis with internal and external customers
AVP, Institutional Banking, Intermediary strategy business at DBS Bank India LimitedAVP, Institutional Banking, Intermediary strategy business at DBS Bank India Limited
Business Manager, Commercial Banking Group, Ilupeju Desk at First Bank Nigeria LimitedBusiness Manager, Commercial Banking Group, Ilupeju Desk at First Bank Nigeria Limited