A.SAI GIRIDHAR

Lead Business Analyst – Core Banking Transformation | [10/2024 –Present]

• Leading decommissioning of a legacy Portfolio Management System (PMS), migrating 100+ functional capabilities to the bank’s strategic core platform across 5+ Asian markets, reducing legacy system risk and increasing operational resilience.
• Managed functional, process, and data alignment, delivering 120+ JIRA epics/stories for controlled migration and enabling 20–30% run-cost reduction while ensuring long-term platform scalability.

Lead Business Analyst – Regulatory & Basel 3.1 Transformation | [01/2024–09/2024]

• Delivered Basel 3.1 compliance program for an Asian Wealth Credit platform, ensuring adherence to HKMA, PRA, and MAS across 3 jurisdictions, impacting 10+ regulatory reports and multiple RWA calculations.
• Authored 20+ BRDs and Target Operating Models, translating Basel 3.1 requirements into 15–20 process redesigns and 8–10 system enhancements for effective regulatory data extraction.
• Coordinated cross-functional teams, including Risk, IT, Legal, Finance, and Operations, executing 100+ UAT test cases and production validations, ensuring audit-ready submissions ahead of regulatory deadlines.

Project Manager / Delivery Lead – Digital Banking & Wealth Lending | [07/2022–12/2023]

• Led 3–5 concurrent digital banking and wealth lending programs, including core platform modernisation and Wealth Credit product launches, impacting 50+ cross-functional stakeholders.
• Owned end-to-end product delivery, defining As-Is / To-Be processes and managing 150+ JIRA stories, aligning business, IT, risk, and operations for seamless execution.
• Instituted governance and execution controls, overseeing RAIDs, NFRs, PWGs, SteerCos, and ROCs, aligning OKRs and budgets to support multi-million-dollar program goals.
• Delivered successful go-lives, leading UAT and production health checks (100+ test scenarios), enabling 5-year revenue growth projections and scalable digital platform adoption.

Practice Lead / Delivery & Transformation | [06/2022–Current]

• Scaled EY FASS–FS practice growth under FAAS FS leadership across corporate and retail banking, wealth banking, banking regulations, and capital markets, supporting multiple engagements and contributing to year-on-year revenue growth in India.
• Led pursuit and onboarding excellence, delivering 10+ POVs, SOWs, RFQs, and RFP responses with a 45% win rate, securing multi-crore client programs.
• Managed practice governance and financial operations for one of the largest clients, overseeing invoicing, revenue reconciliation, and MIS, achieving >99% billing accuracy and timely collections.
• Strengthened strategic client relationships and market presence through thought leadership (contributions 3 published insights) and proactive stakeholder management, driving repeat business.
• Mentored 10–15 consultants, enhancing delivery productivity and facilitating faster role progression.

Global MNC Bank | EMEA & Asia Regions

Senior Business Analyst (Lead) – Payments Transformation & Digital Banking | [01/2019–05/2022]

• Led Payments Transformation programs across retail and corporate banking, aligning Treasury & Trade Services applications to Global and Regional strategic platforms across 5+ countries, multiple P&R / Non-P&R applications, and 570+ applications / 167 vendor solutions, delivering $3M first-phase savings.
• Owned end-to-end requirements, process design, and GAP analysis, collaborating with SMEs, business users, architects, product owners, IT, and Application Management teams, defining 150+ user stories and identifying automation opportunities that enhanced operational efficiency by 40%.
• Delivered ISO upgrades and facilitated Agile delivery across Channels, Core Systems, Payment Gateways, and Product Processors, leading stakeholder reviews, sprint planning, and backlog prioritization while integrating objectives with the future global payments architecture.
• Drove the strategic Payments platform roadmap for EMEA, establishing a scalable, agile, and secure portfolio to enable long-term platform stability and regulatory compliance.

Business Analyst (SME) – Credit & Islamic Finance | [01/2016–12/2018]

• Drove credit process automation by preparing As-Is/To-Be workflows, user stories, and acceptance criteria, supporting IRIS platform updates to enhance operational efficiency.

Cash and Liquidity Management

AVP Treasury / | [01/2014–09/2015]

• Streamlined cash management processes, enhancing visibility of cash positions and operationalizing pooling accounts for HO accounts across regions.
• Raised capital under CDR through consortium lending, enhancing funding capacity to support strategic liquidity needs.
• Scheduled lender payments and reconciled account balances, maintaining 100% accuracy and compliance with internal policies and SLA standards.
• Managed liquidity and optimized short-term surplus funds, investing in liquid mutual funds to maximize returns while maintaining risk-adjusted operational flexibility.

Credit Manager / Branch Operations Manager | [04/2008–01/2014]

• Processed personal loans and credit cards, ensuring compliance with underwriting standards while achieving <1% delinquency in portfolio.
• Processed personal loans and credit cards, ensuring compliance with underwriting standards and maintaining <1% delinquency on the portfolio.
• Identified automation opportunities in loan origination, providing user-level requirements for system development, improving process efficiency and turnaround time.
• Managed branch operations and daily retail banking activities, ensuring operational efficiency and adherence to service level agreements.