Ashili Sridhar
Hyderabad
Summary
Detail-oriented Risk Assessment and Fraud Investigation Specialist with a strong background in enhancing compliance and operational efficiency. Skilled in cross-department collaboration and performance improvement, ensuring accuracy in processes and timely reporting. Proficient in advanced MS Excel, combined with a strong analytical mindset and effective communication.
Overview
7
7
years of professional experience
1
1
Certification
Work History
DEPUTY MANAGER - TRADE FINANCE OPERATIONS GROUP
ICICI BANK LIMITED
06.2023 - 06.2025
- Swift payments processing.
- Ensure error-free SWIFT payments and regulatory compliance.
- Ensuring compliance with payment policies, regulatory requirements and internal procedures related to Swift payment.
- Payment operations (inward/outward remittances).
- Analyzed payment trends to identify improvements for enhanced efficiency.
- Collaborating with other departments (treasury & compliance) to ensure seamless payment processing.
- Worked on MT 202 and MT103 Swift messages.
- Conducted AML, FAFT, and OFAC checks while performing payment scrutiny and risk assessments.
- Deliver monthly performance reports, coaching sessions, and process improvements.
- Coordinated payment arrangements and remittances for timely processing.
- Provide weekly calibration among team to discuss latest RBI updates related to payment processing.
- Prepare monthly financial reports.
- Provide feedback on user performance.
- 1 on 1 coaching sessions based on the user performance.
- Set action plans for process improvements.
- Input transactions accurately according to service standards and approved procedures.
- Co-ordinate / follow up with branches for incomplete payment instruction and process the transaction within TAT.
- Monitored scrutiny processes to ensure thorough transaction making and checking.
- Conducted checks on AML risks to ensure compliance with regulations.
Assistant Manager - Collections
HDFC BANK LIMITED
03.2022 - 06.2023
- Oversaw collection agency operations with 6 executives, enhancing collection performance.
- Managed 50+ accounts from X Bucket to Bucket 1, including write-off accounts, consistently achieving assigned targets.
- Tracked and traced high POS defaulter cases, successfully securing payments.
- Monitored vendors to achieve daily targets and provided support for monthly goals.
- Assisting with month end close and regulatory and management reporting.
- Flexibility to work with diverse cultures, across multiple time zones, and to work well with varying personal style.
Risk officer- Risk Intelligence control officer
HDFC BANK LIMITED
12.2018 - 02.2022
- Developed and sustained a fraud identification and monitoring system to minimize losses and facilitate timely recovery of fraud-related claims.
- Detection and Investigation strategy across all Retail Asset Products which has to be achieved by framing superlative Risk Processes across all stages.
- Investigation and logical conclusion of frauds with modus operandi and propose corrective measures.
- Conducting end to end fraud document & profile investigation to reach out to fraud perpetrator.
- Reviewed and evaluated fraud risk processes with stakeholders to ensure ongoing relevance and effectiveness.
- Identifying the portfolio frauds, if any, through indicators of early defaults.
- Identifying the risks through in-depth discussions with employees, customers at stores.
- Conducting the surprise audits at the stores to identify the frauds.
- Cross checking the authenticity & quality of RCU agency reports and vendor management.
- Identified and engaged suitable RCU agencies to enhance RCFU activities.
- Conducting various agency audits including collection agency, RCU agency.
- Launched Seeding and Mystery shopping initiatives to assess customer experience.
- Continuous feedback to policy team for updating the policy.
- Compiled and submitted daily progress reports to management to support informed decision-making.
- Verification of loan documents/KYC/Profile/Property.
Senior Executive- MIS - Hyderabad
KOTAK MAHENDRA BANK LTD
01.2018 - 10.2018
- Analyzed daily billing vs. collection reports and updated managers to enhance collection performance.
- Published daily performance trends of collections and agencies.
- Updated manager on waiver report pendency after downloading relevant data.
- Maintained data related to collections and retentions, allocated data to collection agencies, and published allocation reports.
Education
Graduation - B. Com
Samatha Degree College
Hyderabad01-2017
Intermediate - CEC
Naidu Junior College
Hyderabad01-2011
SSC -
Queens High School
Hyderabad01-2009
Skills
- Fraud Detection
- Fraud Investigation
- Fraud control
- Risk assessment
- Risk analysis
- Risk Compliance
- MS-EXCEL
- PIVOT TABLE
- VLOOKUP
- HLOOKUP
- XLOOKUP
- Operating Systems
Certification
I, the undersigned certify that to the best of my knowledge and belief, the resume correctly describes my qualification and myself.
Languages
- Telugu
- Hindi
- English
Hobbies and Interests
- Listening to music
- Playing cricket
Technical Abilities
- Conversant with MS-EXCEL, PIVOT TABLE, VLOOKUP, HLOOKUP, XLOOKUP & MS-OFFICE
- Familiar with Windows Operating System Windows XP, Windows 7, Windows 8, & 10.
- TALLY
Personal Information
- Father's Name: A. Nagabhushanam
- Date of Birth: 02/01/93
- Nationality: Indian
Timeline
DEPUTY MANAGER - TRADE FINANCE OPERATIONS GROUP
ICICI BANK LIMITED
06.2023 - 06.2025
Assistant Manager - Collections
HDFC BANK LIMITED
03.2022 - 06.2023
Risk officer- Risk Intelligence control officer
HDFC BANK LIMITED
12.2018 - 02.2022
Senior Executive- MIS - Hyderabad
KOTAK MAHENDRA BANK LTD
01.2018 - 10.2018
Graduation - B. Com
Samatha Degree College
Intermediate - CEC
Naidu Junior College
SSC -
Queens High School