Summary
Overview
Work History
Education
Skills
ACHIEVEMENTS
Timeline
Generic

ASHISH GOYALE

Personal & Business Loans DSA Handling Credit Assessment NBFC + Banking Sales
Nagpur,MH

Summary

Retail Banking & NBFC Sales professional with 10+ years of focused experience in Personal Loans and Business Loans across Open Market, DSA Channel and Collections in leading NBFCs. Proven track record of managing 20–25 active DSAs and generating 1.5–2.5 Cr average monthly disbursement. Strong expertise in customer sourcing, credit profiling, CIBIL & FOIR analysis and end to end retail asset loan processing. Consistent performer with multiple recognitions for disbursement and portfolio growth in competitive NBFC / Banking environment.

Overview

12
12
years of professional experience

Work History

Relationship Officer – Retail Assets

Hero Fincorp Ltd
03.2020 - 12.2025
  • Handled Collection portfolio during COVID period and managed delinquent accounts
  • Open Market Sales for Personal & Business Loans
  • Managed and developed 20–25 DSA partners
  • Generated 1.5–2.5 Cr average monthly disbursement
  • CIBIL, FOIR and income assessment
  • Coordinated with credit and operations teams

Sales Officer – Personal & Business Loans (Open Market)

HDB Financial Services
03.2016 - 01.2020
  • Open Market sourcing of Personal & Business Loans
  • Customer profiling, CIBIL and income assessment
  • End to end documentation and login
  • Coordination with credit & ops
  • Achieved monthly targets

Sales Officer – Personal & Business Loans (Open Market)

HDB Financial Services
03.2016 - 01.2020
  • Open Market sourcing of Personal & Business Loans
  • Customer profiling, CIBIL and income assessment
  • End to end documentation and login
  • Coordination with credit & ops
  • Achieved monthly targets

Sales Officer – Retail Loans

Starpowerz Human Resource Pvt Ltd
01.2014 - 02.2016
  • Field sourcing of Personal & Business Loan cases
  • Documentation & compliance
  • Financial due diligence
  • Target achievement

Education

BBA - Business Administration

Rajiv Gandhi Institute of Management & Technology
Nagpur
01-2022

Skills

Loan sales expertise

Connector channel management

Retail asset procurement

ACHIEVEMENTS

Thank You Hero Award – 2022, Going An Extra Mile Award – Retail Finance

Timeline

Relationship Officer – Retail Assets

Hero Fincorp Ltd
03.2020 - 12.2025

Sales Officer – Personal & Business Loans (Open Market)

HDB Financial Services
03.2016 - 01.2020

Sales Officer – Personal & Business Loans (Open Market)

HDB Financial Services
03.2016 - 01.2020

Sales Officer – Retail Loans

Starpowerz Human Resource Pvt Ltd
01.2014 - 02.2016

BBA - Business Administration

Rajiv Gandhi Institute of Management & Technology
ASHISH GOYALEPersonal & Business Loans DSA Handling Credit Assessment NBFC + Banking Sales