ASHISH KUMAR
BOKARO STEEL CITY, BOKARO, JHARKHAND
Summary
Resourceful Credit Manager successful at improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.
Seasoned Credit Manager with experience in managing credit risks and ensuring smooth financial operations. Strengths include strong analytical abilities, adeptness at building relationships with clients, and effective negotiation skills to resolve payment issues. Proven track record in improving cash flow and reducing delinquencies through the implementation of strategic credit management policies and procedures.
Overview
10
10
years of professional experience
Work History
Credit Manager
Jana Small Finance Bank
Bokaro Steel City
06.2022 - Current
- Analyzed financial data to determine the degree of risk involved in extending credit.
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
- Coordinated the preparation of legal documents used in collections proceedings when necessary.
Credit Officer
ADITYA BIRLA FINANCE LTD
Dhanbad, Jharkhand
03.2022 - 06.2022
Credit Operations Analyst
UTKARSH SMALL FINANCE BANK
Dhanbad, Jharkhand
02.2018 - 12.2021
Accountant
ADITI ENTERPRISES
Bokaro Steel City, Jharkhand
05.2016 - 06.2018
Operations Executive
STAR UNION-DAICHI LIFE INSURANCE
Bokaro Steel City, Jharkhand
02.2015 - 03.2016
Education
MBA - FINANCE MANAGEMENT
Suresh Gyan Vihar University, Jaipur
Distance 12-2023
Bachelor of Commerce - Accounting And Finance
Rajganj Degree College, Rajganj
Rajganj, Dhanbad07-2011
Intermediate - Commerce
Bokaro Public School
Bokaro05-2008
Matriculation - Others
Bharat Singh Public School
Bermo, Bokaro05-2006
Skills
- Risk Assessments
- Fraud understanding
- Credit evaluations
- Credit Reports
- Credit analysis
- Risk Mitigation
- Financial Forecasting
Languages
English, Hindi
First Language
Hobbies
- Playing football and Cricket
Timeline
Credit Manager
Jana Small Finance Bank
06.2022 - Current
Credit Officer
ADITYA BIRLA FINANCE LTD
03.2022 - 06.2022
Credit Operations Analyst
UTKARSH SMALL FINANCE BANK
02.2018 - 12.2021
Accountant
ADITI ENTERPRISES
05.2016 - 06.2018
Operations Executive
STAR UNION-DAICHI LIFE INSURANCE
02.2015 - 03.2016
MBA - FINANCE MANAGEMENT
Suresh Gyan Vihar University, Jaipur
Bachelor of Commerce - Accounting And Finance
Rajganj Degree College, Rajganj
Intermediate - Commerce
Bokaro Public School
Matriculation - Others
Bharat Singh Public School