ASHISH KUMAR SHARMA
Singrauli
Summary
Being a well managed professional with the ambition to achieve the organizational goal in dynamic environmental situation and contribute for the growth of the organization by utilization of the available sources.
Overview
12
12
years of professional experience
Work History
Assistant Manager (CV)
BAJAJ AUTO CREDIT LIMITED
Singrauli, Sidhi, Shahdol
10.2024 - Current
- I am designated as Assistant Manager (CV) with the role of Credit and Sales Manager with Sales and First 6 month Collection responsibilities.
- SALES RESPOSIBILITIES:- Same sales process handling as Bajaj auto Finance ltd.
- COLLECTION RESPONSIBILITIES:- Same Collection process handling as Bajaj auto Finance ltd.
Assistant Manager (CV)
BAJAJ AUTO FINANCE LIMITED
Singrauli
02.2018 - 09.2024
- I am designated as Assistant Manager (CV) with the role of Credit and Sales Manager with below mention responsibilities.
- SALES RESPOSIBILITIES:- Having Six yr and Eight month experience with this company.
- Funding in commercial vehicle Auto of Bajaj.
- Designing marketing and sales strategy to achieve time to time sales target.
- Building healthy relationship with customers and dealer.
- Managing Dealer sales and converting them to finance from Bajaj.
- Cross selling other products like- Top up loan, Refinance and loan continuation.
- COLLECTION RESPONSIBILITIES:- Achieving and maintaining 0% FEMI bounce.
- Ensuring EMI collection from each contract, make efforts to hold nil bucket customers at nil till First 6 month.
- Analyzing non-payment contracts and closing in with collection till 6 Month from finance.
- Working on seized vehicle to Refinance them to new customer.
Senior Product Executive
SHRIRAM TRANSPORT FINANCE COMPANY LTD
Dewas
02.2014 - 02.2018
- I am designated as Senior Product Executive with the role of Field officer with below mention responsibilities.
- SALES RESPOSIBILITIES:- Having Four year experience with this company.
- Funding in commercial vehicle, Private car, Farm Equipment, property, business, personal loan etc.
- Designing marketing and sales strategy to achieve time to time sales target.
- Building healthy relationship with customers, dealers, transport authorities and agents.
- Assessing sales target Vs achievements and changing strategy as required.
- Cross selling other group company products.
- Other WCL product Like Tyer Loan, Gold Loan, Two wheeler Etc.
- COLLECTION RESPONSIBILITIES:- Achieving monthly collection targets, responsible for collection management.
- Ensuring EMI collection from each contract, make efforts to hold nil bucket customers at nil and adding numbers to this portfolio by solving hard and soft bucket accounts.
- Analyzing non-payment contracts and closing in with collection.
- Solving NPA and non-starter and delinquent cases.
- Working on seized, sold and hard bucket cases for shortfall recovery.
Management Trainee
SPANDANA SPHOORTY FINANCIAL LIMITED
Hyderabad
02.2013 - 10.2013
- First 15 days Training done at Kannod Madhya Pradesh and completed Training to get the Knowledge of ground level operation of company.
- Second 15 Days training at Barodara, Gujrat to learn the role and responsibilities of Branch Manager.
- Another 15 Days Training at Surajpur, Chhattisgarh to learn the role and responsibilities of Regional Manager.
- After that placed as Deputy Branch Manager at Raibareli - Uttar Pradesh for 3 Month And after that BM at Maheshwar -Madhya Pradesh.
- RESPOSIBILITIES:- Handled portfolio of 1500 Borrowers as a Branch Manager with the team of 5 Credit Assistant.
- Slum Search, House Visit and assessment of new borrower's ability to borrow the loan.
- Responsible for all types of branch operation like- monitoring to the field staff, preparing daily report, weekly report and monthly report, and assessment of repayment capacity of borrowers.
Education
Master in business administration (MBA) - finance and marketing specialization
CH Institute of Management & Commerce
Indore01.2013
BCA -
RGICT college
Waidhan-Singrauli01.2009
HSE - science
Govt. H.S. School (Boys)
Waidhan, Madhya Pradesh01.2005
HSC -
Govt. High School Garhara
Singrauli01.2003
Skills
- Operating system: Windows/win 7/win8/win81
- Tally 9, ERP
- Ms Office
- Sales management
- Customer relationship management
- Problem solving
- Team leadership
- Adaptability and flexibility
Accomplishments
- Awarded first rank in Branch for business for the month shriram Jan - Dec. 2016.
- Awarded as best CSM in Quality in 2020-21 from MPCG and Rajasthan.
Hobbies and Interests
- Listening to Music
- Travelling
Languages
- English
- Hindi
Personal Information
- Father's Name: Mr. Ratibhan Sharma
- Date of Birth: 07/20/88
- Nationality: Indian
Languages
Hindi
First Language
English
Upper Intermediate
B2
Timeline
Assistant Manager (CV)
BAJAJ AUTO CREDIT LIMITED
10.2024 - Current
Assistant Manager (CV)
BAJAJ AUTO FINANCE LIMITED
02.2018 - 09.2024
Senior Product Executive
SHRIRAM TRANSPORT FINANCE COMPANY LTD
02.2014 - 02.2018
Management Trainee
SPANDANA SPHOORTY FINANCIAL LIMITED
02.2013 - 10.2013
Master in business administration (MBA) - finance and marketing specialization
CH Institute of Management & Commerce
BCA -
RGICT college
HSE - science
Govt. H.S. School (Boys)
HSC -
Govt. High School Garhara