Summary
Overview
Work History
Education
Skills
Websites
Certification
Timeline
Generic

Ashish Nayak

Operations Officer
Bhubaneswar

Summary

Operations Officer with 10 years of experience in banking and financial services operations. Skilled in managing high-value customer requests, analyzing workflows, and implementing process improvements to enhance service delivery and compliance. Adept at handling complex queries, conducting root cause analysis, and leveraging MS Excel for reporting and performance tracking. Strong analytical and communication skills with proven ability to deliver timely, accurate, and customer-centric solutions.

Overview

11
11
years of professional experience
1
1
Certification
3
3
Languages

Work History

Officer

State Bank Of India
Rayagada, Odisha
04.2026 - Current
  • Managed branch operations, ensuring smooth account servicing and transaction processing.
  • Reviewed KYC and AML documents to maintain regulatory compliance and customer records.
  • Addressed customer queries, resolving account and service issues promptly.
  • Monitored credit follow-ups and supported recovery efforts for overdue accounts.
  • Prepared MIS reports and maintained records for audits and internal reviews.

Officer

Punjab National Bank
06.2019 - 02.2026
  • - Managed branch operations with a focus on compliance, risk control, and customer satisfaction.
  • - Conducted root cause analysis of customer service issues and recommended workflow improvements to reduce resolution times.
  • - Delivered accurate reports and performance metrics using MS Excel to support management decision-making.
  • - Supervised and mentored staff to achieve productivity targets while maintaining exceptional service standards.
  • - Managed cash operations, customer handling, and reporting requirements in line with regulatory guidelines.

Customer Associate

United Bank of India
09.2015 - 06.2019
  • - Handled customer queries and ensured quick, accurate resolution to enhance satisfaction.
  • - Initiated and processed customer transactions while maintaining adherence to bank policies and timelines.
  • - Promoted cross-selling of financial products and services, contributing to branch revenue growth.
  • - Built and maintained long-term customer relationships to improve engagement and trust.

Education

B.Tech - Mechanical Engineering

ITER
06.2014

Higher Secondary - Science

KIIT Science College
04.2010

Skills

- MS Excel (reporting and performance tracking)

- Core banking systems (Finacle)

- Cash and transaction management

- Compliance and audit adherence

Certification

- Training on Finacle Core Banking Solution

Timeline

Officer

State Bank Of India
04.2026 - Current

Officer

Punjab National Bank
06.2019 - 02.2026

Customer Associate

United Bank of India
09.2015 - 06.2019

Higher Secondary - Science

KIIT Science College

B.Tech - Mechanical Engineering

ITER
Ashish NayakOperations Officer