Bhawna Kaushik
Banking Operations Specialist
Jaipur,Rajasthan
Summary
Results-driven banking professional with over 10 years of experience as an Officer with Canara Bank. Expert in deposit management, loan operations, business analysis, fund monitoring, and customer account management. Highly proficient in Microsoft Excel and the complete Microsoft Office suite for financial analysis, reporting, and operational efficiency. Known for integrity, analytical thinking, and exceptional work ethic, with multiple acknowledgments for dedication and performance. Cleared the highly competitive IBPS Bank PO examination to secure a leadership role in the banking sector. Seeking fintech or financial operations roles in remote environments where analytical capabilities, banking expertise, and operational excellence can drive organizational growth.
To contribute to a forward-looking fintech or financial services organization where my decade of banking experience, analytical capability, and operational discipline can support scalable financial systems and customer-centric solutions. I aim to build a long-term professional journey in a stable organization that values integrity, dedication, innovation, and remote collaboration.
Overview
2
2
Languages
Work History
Officer
Canara Bank
- Managed large customer deposit portfolios while ensuring compliance with banking regulations and internal controls.
- Processed and monitored loan accounts including documentation verification, risk review, and repayment tracking.
- Handled high-value financial transactions and maintained strict financial accuracy and accountability.
- Conducted branch-level financial analysis to support business performance monitoring and decision-making.
- Developed structured Excel-based reporting systems that improved operational tracking and efficiency.
- Maintained strong customer relationships while managing multiple financial service requests simultaneously.
- Recognized by senior management for dedication, work ethic, and consistent operational performance.
- Supported business growth initiatives by identifying opportunities for improved deposit mobilization and account engagement.
Education
B.Tech - Electronics Engineering
- Academic Excellence:
- Strong academic performance in Class 10 and Class 12 Board Examinations
- GPA: First Division
Skills
Banking Operations Management
Deposit Portfolio Management
Loan Processing and Credit Monitoring
Financial Data Analysis
Fund Management and Cash Flow Monitoring
Customer Account Management
Business Performance Analysis
Advanced Microsoft Excel (Reporting, Data Tracking)
Microsoft Office Suite (Word, PowerPoint, Outlook)
Operational Risk Awareness
Process Optimization
Customer Relationship Management
Advanced Microsoft Excel
Microsoft Word
Microsoft PowerPoint
Financial Data Reporting
Banking Documentation Systems
Digital Record Management
Teamwork and collaboration
Multitasking Abilities
Problem-solving
Analytical thinking
Data analysis
Reliability
Team leadership
Adaptability and flexibility
Business analysis
Problem-solving aptitude
Accomplishments
- Successfully cleared the IBPS Bank PO examination, one of India's most competitive banking recruitment exams.
- Built a reputation as a multi-role banking specialist handling deposits, loans, financial operations, and customer accounts.
Professional Strengths
- Highly loyal and trustworthy professional
- Strong analytical and problem-solving mindset
- Dedicated team contributor with strong work ethic
- Continuous learner seeking excellence
- Reliable performer capable of managing responsibilities independently
Timeline
Rajasthan Technical University - B.Tech, Electronics Engineering
Officer - Canara Bank