Ashwarya Bisen
Corporate Finance | Financial Modeling | Credit Risk
Mumbai
Summary
Experienced Risk Analyst with over 2 years in financial due diligence for M&A and PE-sponsored deals, as well as corporate banking. Proficient in conducting in-depth research and analysis to identify growth opportunities and developing actionable recommendations for new transactions. Skilled in creating DCF models for cash flow projections and collaborating with cross- functional teams to implement and monitor the end-to-end deal process. Proven ability to streamline financial processes, communicate strategic insights effectively, and drive continuous improvement across transactions.
Overview
5
5
years of professional experience
Work History
Credit Risk Analyst
JP Morgan Chase and Company
4 2022 - Current
- Managed a portfolio of 40 Healthcare clients, facilitating the integration of new prospects & delivering quarterly insights for strategic decision-making.
- Leveraged strong quantitative analysis to assess financials, focusing on risk identification and capable of extracting valuable insight.
- Developed advanced financial models for Leveraged Buyouts (LBOs), spin-offs, and M&A transactions, employing Discounted Cash Flow (DCF) and Comparable Company Analysis methodologies.
- Engaged with CXO-level executives during deal discussions and due diligence process.
- Presented deal approval memos to senior leadership, articulating key risks, valuation metrics, and financial projections for transaction approval.
- Ensured compliance with legal documentation and contractual obligations related to financial transactions.
- Created an Excel tool to optimize quarterly monitoring for leveraged finance clients and improved the loan approval process through effective stakeholder communication.
- Conducted due diligence during mergers and acquisitions, assessing target companies' credit portfolios for integration compatibility.
- Led training sessions for junior analysts, enhancing their expertise in credit risk principles and analysis techniques.
- Collaborated with cross-functional teams to streamline deal processes and enhance communication, ensuring efficient execution and alignment throughout the transaction lifecycle.
Summer Intern
Porter
04.2021 - 06.2021
- Risk and Analytics Intern
- Explored 20+ innovative credit underwriting use cases globally, leveraging alternative data to enhance credit assessment practices and develop an early indicator model for predicting credit defaults.
- Developed a Vintage Model to strategically target specific customer segments and build trust among driver-partners, while refining the immediate underwriting model using repayment data insights.
- Initiated Group lending practices to optimize loan amounts and mitigate credit risk, reducing default rates.
- Applied CIBIL report insights to design and implement customized lending products that better align with driver-partners' financial needs.
- Conducted comprehensive primary and secondary research to deeply understand the financial profiles and needs of driver-partners, resulting in more tailored credit solutions.
Application Development Associate
Accenture
07.2019 - 06.2020
- Delivered a 10% process optimization for the client by transitioning from manual to automated testing, significantly improving efficiency.
- Served as an Automation Tester for Allianz, developing scriptless automation test modules and enhancing testing workflows.
- Successfully executed Smoke, Regression, and User Acceptance Testing (UAT) using the Selenium automation tool, ensuring robust and reliable software performance.
- Received recognition from the Project Manager for efficiently executing 300 test cases and crafting comprehensive test scenarios, demonstrating strong attention to detail and technical expertise.
- Achieved a 20% reduction in the test cycle, leading to a 28% decrease in project working hours, resulting in substantial resource savings.
Education
MBA - General Management
IIM Kozhikode
B.E - Electronic and Communication Engineering
MITS, Gwalior
Skills
Financial statements expertise: Financial Analysis & Interpretation, Trend Analysis
Co-curricular Activities
- Organizer NSS, MITS Gwalior
-Organized the Swachh Bharat Abhiyan rally of 500+ Students on 2nd Oct
-Performed the 1000+ plantation exercise in college & achieved the target in just 2 days - Coordinator, Journalism Society, MITS Gwalior
-Managed events from planning to seamless execution of end-end process - Elected Member, Toastmaster Committee, IIM Kozhikode
-Successfully organized weekly Toastmasters meeting for the students
Timeline
Summer Intern
Porter
04.2021 - 06.2021
Application Development Associate
Accenture
07.2019 - 06.2020
Credit Risk Analyst
JP Morgan Chase and Company
4 2022 - Current
MBA - General Management
IIM Kozhikode
B.E - Electronic and Communication Engineering
MITS, Gwalior
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