Summary
Overview
Work History
Education
Skills
Work Availability
Languages
Websites
Work Preference
Timeline
Generic
ASWIN SHARON M

ASWIN SHARON M

Relationship Manager - Finance
Vallioor

Summary

Experienced Relationship Manager with a strong background in affordable housing loans, specializing in customer service, credit evaluation, and operational analysis. Proven track record of building and maintaining robust client relationships while ensuring compliance and enhancing loan processing efficiency. Skilled in sales and negotiation, with a focus on achieving high recovery rates and contributing to business growth. Career goal includes leveraging expertise to drive success in the financial services sector.

Overview

2
2
years of professional experience
2045
2045
years of post-secondary education
2
2
Languages

Work History

Relationship Manager (Affordable Housing Loan)

IDFC FIRST Bharat Pvt Ltd
04.2025 - Current

As a Relationship Manager in the Affordable Housing Loan division, I build and manage strong customer relationships by offering tailored financial solutions, expert advice on housing loan products, and personalized support. I conduct detailed credit assessments and ensure operational compliance to support accurate and timely loan approvals. Working closely with cross-functional teams, I help improve loan processing efficiency and implement effective collection strategies. My approach balances customer satisfaction with strong recovery performance, contributing to business growth in the affordable housing segment.

Relationship Manager

Home First Finance Company (HFFC)
01.2024 - 03.2025

As a Relationship Manager at HomeFirst Finance Company, I was responsible for building and maintaining strong relationships with customers by providing expert guidance on housing loan products. I conducted credit evaluations and operational assessments to ensure compliance with company policies, regulatory standards, and facilitating timely and accurate loan approvals. Collaborating with cross-functional teams, I worked to improve loan processing efficiency and implement effective debt collection strategies. My approach focused on maintaining positive customer interactions, while achieving high recovery rates, and contributing to overall business growth.

Sales Intern

Home First Finance Company (HFFC)
10.2023 - 12.2023

Promoted housing loan products through lead generation and client engagement. Used Salesforce to manage leads and supported clients through the loan process. Gained exposure to housing finance, compliance, and customer relationship management.

HR Intern

Five P Venture
07.2023 - 08.2023

Managed a production team in the sustainable textiles division to optimize daily operations. Improved workflow efficiency through coordination and process improvements. Gained hands-on experience in sustainable production, and team leadership.

Education

MBA - Marketing

Francis Xavier Engineering College
Tirunelveli, TN
04.2001 - 01.2024

Bachelor of Commerce - Commerce

Karunya Institute of Technology And Sciences
Coimbatore, IN-TN
04-2022

Skills

Sales and Negotiation

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Languages

English
Upper intermediate (B2)
Tamil
Bilingual or Proficient (C2)

Work Preference

Work Type

Full Time

Work Location

On-Site

Important To Me

Career advancementWork-life balanceCompany CultureHealthcare benefitsPaid time offTeam Building / Company RetreatsPaid sick leaveFlexible work hoursWork from home optionPersonal development programs

Timeline

Relationship Manager (Affordable Housing Loan)

IDFC FIRST Bharat Pvt Ltd
04.2025 - Current

Relationship Manager

Home First Finance Company (HFFC)
01.2024 - 03.2025

Sales Intern

Home First Finance Company (HFFC)
10.2023 - 12.2023

HR Intern

Five P Venture
07.2023 - 08.2023

MBA - Marketing

Francis Xavier Engineering College
04.2001 - 01.2024

Bachelor of Commerce - Commerce

Karunya Institute of Technology And Sciences
ASWIN SHARON MRelationship Manager - Finance