ATUL KUMAR PAL
Maudaha
Summary
Motivated Banking Professional with a strong work ethic and adaptability. Implemented creative investment strategies while improving modeling and statistical analysis. Committed to continuous growth and effectively mastering new skills in dynamic environments.
Overview
3
3
years of professional experience
2
2
years of post-secondary education
Work History
Relationship Manager
HDFC Bank Ltd.
Kannauj
07.2025 - Current
- Collaborated with Rural Banking Group (RBG) to drive successful initiative implementation.
- Identified customer needs, developed customized solutions, and provided knowledgeable advice.
- Provided expert financial advice to clients, enhancing their decision-making process.
- Cultivated customer relationships, leading to increased sales opportunities.
- Managed client portfolios to ensure compliance with bank policies.
- Negotiated terms and conditions of client contracts to ensure mutual satisfaction.
- Built positive and productive customer connections to drive consistent sales.
- Analyzed client capital structures and recommended tailored products and financial strategies to address specific needs.
Relationship Manager
Axis Bank Ltd.
Kanpur
08.2023 - 07.2025
- Contributed to rural lending efforts by supporting client interactions.
- Developed and maintained strong relationships with clients to ensure satisfaction and loyalty.
- Provided personalized banking solutions to enhance customer satisfaction.
- Oversaw client portfolios, ensuring adherence to bank policies and fostering trust.
- Cultivated and sustained client relationships, enhancing satisfaction and loyalty through personalized service.
Trainee
IFFCO
Phulpur
10.2023 - 12.2023
RHWE Participant
Banda KVK
Banda
07.2023 - 09.2023
Education
B.Sc. (Hons.) - Horticulture
Banda University of Agriculture and Technology
BandaIntermediate -
UP Board
Maudaha 04.2018 - 03.2019
10th -
UP Board
Maudaha, INDIA 07.2016 - 03.2017
Skills
- Cross-Selling
- Client portfolio management
- Loans
- Risk management
- Financial analysis
- Agri OD
- Working Capital
- CC
- GST OD
- SAB
- Finacle software
- Flexcube software
- MS Office
- Team collaboration
- Relationship building
Accomplishments
- Currently working with HDFC Bank Ltd., Relationship Manager, Rural Banking Group (RBG), 07/21/25
- 2 Years Experience from Axis Bank Ltd., Relationship Manager, Rural Lending
- One month training at IFFCO (Bio-Fertilizers), Phulpur, Prayagraj
- 3 Months RHWE (Village Attachment), Banda KVK
- Awarded by CM U.P Medhavi Vidyarthi Samman, 2019, District Top In Intermediate examination
Hobbies and Interests
- Travelling to historic Places
- Reading Novels
- Playing Cricket
Disclaimer
All the above information is correct up to my knowledge and I bear the responsibility of the correctness.
Languages
- Hindi
- English
Personal Information
- Father's Name: Ram Babu Pal
- Date of Birth: 10/11/02
- Gender: Male
- Nationality: Indian
- Marital Status: Unmarried
Languages
Hindi
Proficient
C2
English
Proficient
C2
Timeline
Relationship Manager
HDFC Bank Ltd.
07.2025 - Current
Trainee
IFFCO
10.2023 - 12.2023
Relationship Manager
Axis Bank Ltd.
08.2023 - 07.2025
RHWE Participant
Banda KVK
07.2023 - 09.2023
Intermediate -
UP Board
04.2018 - 03.2019
10th -
UP Board
07.2016 - 03.2017
B.Sc. (Hons.) - Horticulture
Banda University of Agriculture and Technology