Atul Deep Gupta
Chandigarh,CH
Summary
A Banking professional having total work experience of about 20 years with quantitative experience in all fields of Corporate Banking(Sourcing, Sanctioning, Monitoring and Resolutions) and willing to work in a Global platform to deliver the best of the services through leveraging my learnings, experiences and qualifications, skill set with ensuring that the organization’s objectives are met.
Overview
20
20
years of professional experience
Work History
Head
Atul
01.2018
- Working in the Corporate Banking Division at Chandigarh Zone since,
- Heading a team of officers for handling the portfolio of Loans and Advances of Chandigarh Zone for
- Sanctioning, Processing, of Loan and Working Capital Facilties
- Presently handling Stress Asset Portfolio which are classified as NPA, for further resolutions through various recovery measures available under RDDBFI Act, SARFAESI Act, IBC Act 2016 etc and taking remedial actions to maximize the overall profitability of the Bank while managing the provisioning requirement of RBI
- Managing the team members to drive the synergy at the work by prioritizing the requirements and managing the deliverables to meet the business expectation and deadlines of process for optimizing generation of revenue for the Bank
- Member of Zonal Credit Sanction Committee
- Member of 6 Regional level and one two Zonal level Committees
- Demonstrated ability to prioritize and delegate task while participating in taking strategic initiatives for overall profitability of the department
- Deep Gupta -Curriculum Vitae
Deputy General Manager
Corporate
09.2021 - Current
- Mid and Large Corporate Accounts)
Regional Head /Branch Head
06.2018 - 09.2021
- Chandigarh and Ludhiana
- Headed a team of officers at two locations for sourcing, appraising and managing the advances portfolio of MCG to ensure on-boarding the value clientele to the bank and retaining the profitable portfolio in the branches
- Timely assessing the Risk profile of the borrowers to keep the portfolio aligned with Risk appetite of the Bank and applying the risk mitigation techniques till the risk tolerance level of the Bank
- Direct and guide the team to deliver the best practice in the business to adhere with the regulatory and statutory compliances with respect to the Credit due diligence, structuring and documentation of the transactions
- Identifying and cross selling other bank product viz: Treasury products, Trade finance products and RBG products to existing customers
- With Strong interpersonal skills with healthy communications, it is ensured that all the corporate clients are availing the array of services of IDBI Bank
- With close coordination with Trade Finance team at Branch level and Head Office level, the uninterrupted trade services were ensured to Corporate clients to maximize the fee income of the branch
- Worked as Member of Zonal Credit Sanction Committee.
Asst. General Manager, Relationship Manager
LCG
07.2014 - 06.2018
- During the stint at LGG-PAD, Credit Appraisal of few cases viz; VidhyaTelelinks, Man
- Industries, were submitted to competent authority for approval
- In LCG, the relationship of GMR (total relationship size of Rs 2800 crore) was handled successfully
- The accounts of GMR were structured to ensure uninterrupted servicing of debt to the bank
- The accounts were monitored with special focus on TRA mechanism for the consortium to ensure the proper monitoring of project expenses on behalf of all stake holders.
Branch Head
MCG
07.2010 - 06.2014
- Handled the relationships of uptoRs 200 crore of Loans and Advances sanctioned to Textile and Pharma segment clients
- The exposure of Branch included (Besides RTL and Cash Credit) ECBs, Buyers Credit, which were safe guarded through Swap Transactions, Forward contracts issued by Treasury department of IDBI Bank
- Atul Deep Gupta -Curriculum Vitae 3
- Timely servicing of trade business while close co ordination with Trade finance team of the branch
- Branch has been awarded among the top performing branches and all the officers were awarded with incentives.
Officer, Sr.Manager, Branch Head
Axis Bank Ltd, RBG
06.2010 - 12.2013
- Worked in various profiles i.e Regional Liabilities Head, Branch Head of Bikaner Branch,
- Operations Head Jaipur, Depository services incharge, Branch SME Head for sales and operations (Jaipur)
- Handled Trade soluitons with hedging through Treasury products for SME clients of the
- Branch
- Won many accolades for best performance during the tenure at Axis Bank.
Education
M.B.A - Finance
University of Rajasthan
ACCA from Association of Chartered Certified Accountants of London - undefined
CMA (ICWAI) - undefined
Institute of Cost and Works Accountants of India
Qualified Insolvency Professional (IRP) from - undefined
IBBI, Indian Institute of Banking & Finance
BSc - undefined
University of Rajasthan
Finance (Richard Tinslay). - undefined
finance By JNIF - undefined
Shri Rajendra Prasad Gupta
DOB - undefined
Skills
Corporate BankingCredit Appraisal & Risk Analysis
Credit Documentation
Business DevelopmentNPA ManagementTreasury salesFinancial and Investment AnalysisDebt Structuring, Resolutions andSpecial Asset ManagementAffiliations
ACCA, FCMA
Timeline
Deputy General Manager
Corporate
09.2021 - Current
Regional Head /Branch Head
06.2018 - 09.2021
Head
Atul
01.2018
Asst. General Manager, Relationship Manager
LCG
07.2014 - 06.2018
Branch Head
MCG
07.2010 - 06.2014
Officer, Sr.Manager, Branch Head
Axis Bank Ltd, RBG
06.2010 - 12.2013
M.B.A - Finance
University of Rajasthan
ACCA from Association of Chartered Certified Accountants of London - undefined
CMA (ICWAI) - undefined
Institute of Cost and Works Accountants of India
Qualified Insolvency Professional (IRP) from - undefined
IBBI, Indian Institute of Banking & Finance
BSc - undefined
University of Rajasthan
Finance (Richard Tinslay). - undefined
finance By JNIF - undefined
Shri Rajendra Prasad Gupta