AYUSH GOYAL
Guna
Summary
Experienced individual in retail banking operations and front-end lending, focused on enhancing professional skills to achieve career goals. Demonstrates adaptability and versatility in dynamic environments. Strong problem-solving capabilities complemented by a history of fostering effective client and team relationships. Aims to contribute to team success and achieve measurable results.
Overview
6
6
years of professional experience
Work History
Center Head (HOME LOANS)
HDFC BANK LTD
GUNA
09.2022 - Current
- Assessed creditworthiness and repayment capacity of loan applicants.
- Interacted with customers to identify needs and propose optimal solutions while managing objections.
- Collected and verified documents, including credit reports, loan agreements, and application forms, to validate loans.
- Facilitated mortgage loan disbursement from application sanctioning to finalization.
- Managed legal compliance and documentation for loans post-disbursement.
- Oversaw front office lending operations as in-charge officer.
- Collaborated with underwriting, processing, and closing teams to enhance operational efficiency.
- Conducted market research to identify potential business opportunities.
- Lead and drive business through various sales channels.
Branch Operations Officer
IDFC FIRST BANK
BHOPAL
11.2021 - 09.2022
- Performed data entry for application forms and established customer accounts.
- I would like to ensure accuracy in KYC checking and verification of loan documents.
- Handled cash transactions and facilitated clearing processes effectively.
- Partnered in the development and execution of key operational strategies for compliance.
- Drove business growth through cross-selling initiatives to current customers.
- Facilitated account openings and processed loan applications efficiently.
Personal banker -Teller
HDFC BANK LTD
Sagar
07.2019 - 10.2021
- Completed account transactions for customers with precision and efficiency.
- Protected bank operations by maintaining confidentiality of sensitive information.
- Cross-sold various bank products by addressing inquiries and meeting customer needs.
- Opened accounts in accordance with established KYC procedures for compliance purposes.
- Promptly identified and escalated fraudulent activities or suspicious actions to management.
- Regularly balanced cash drawers to ensure accurate financial reporting.
- Assisted team efforts by fulfilling additional responsibilities as necessary.
- Executed buying and selling of foreign currency based on customer requests.
Education
Masters of Business Administration - Finance & Marketing
International Institute of Professional Studies, Devi Ahilya Vishwavidyalaya
INDORE 06-2019
Bachelor of Business Administration - Management Science
International Institute of Professional Studies, Devi Ahilya Vishwavidyalaya
INDORE06-2017
Higher Secondary Education -
Central Board of Secondary Education
GUNA,M.P04-2014
Senior Secondary Education -
Central Board of Secondary Education
GUNA,M.P04-2012
Skills
- Communication and interpersonal skills
- Analytical thinking
- Solution development
- Operational oversight
- Mortgage processing
- Risk management
- Credit assessment
- Loan documentation
- Compliance management
- Financial analysis
Projects
Gujarat Co-operative Milk Marketing Federation Limited (AMUL)
Project Title: Launch of New Product
Duration: May 25, 2018, to July 10, 2018
Work Profile:
- Created detailed reports on project progress and performance metrics. Collaborated with the sales team to enhance brand visibility and drive growth. Participated in promotional events and trade shows to connect with the community
This project focused on successfully launching a new product and establishing a strong market presence.
Personal Details
- Date of Birth : 05/04/1996
- Marital Status : Married
- Nationality : INDIAN
Timeline
Center Head (HOME LOANS)
HDFC BANK LTD
09.2022 - Current
Branch Operations Officer
IDFC FIRST BANK
11.2021 - 09.2022
Personal banker -Teller
HDFC BANK LTD
07.2019 - 10.2021
Masters of Business Administration - Finance & Marketing
International Institute of Professional Studies, Devi Ahilya Vishwavidyalaya
Bachelor of Business Administration - Management Science
International Institute of Professional Studies, Devi Ahilya Vishwavidyalaya
Higher Secondary Education -
Central Board of Secondary Education
Senior Secondary Education -
Central Board of Secondary Education