Azaz Ansari

Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Heroes Award

SME - Underwriting

BL Secured and Unsecured

Analysis and recording the customer data base of the Location. Preparing Customer data MIS and reporting to higher authority

Handling Business Loan Unsecured and Secured Product. 

Establishing credit worthiness of applicants and underwriting of loans. 

Reviewing Profiles, Income statements and conducting PD to ascertain feasibility. 

Ensuring Audit and Regulatory compliance. 

Checking and analyzing delinquent accounts and their subsequent recommendations based on the analysis. 

Improving and maintaining of turnaround time and conversions. 

Providing training to Sales, partners and Channels on the policies and offerings of the organization. 

Networking in the industry to seek reference checks for clients as well as understanding the Industry and Economy dynamics.

Having approval Authority under Unsecured Loans with 25 L and Secured Product with 175 L. 

Managing Morbi and Spoke location surrounding 50 Km area in all Products. 

Manage credit quality and control delinquencies, frauds.

Married

• Date of Birth: 06 Sep 1993
• Gender: Male

Watching Movie and Listening Music.

I hereby declare that the above written particulars are true to the best of my knowledge and belief. Yours Faithfully (Azaz Ansari)