Baljeet Singh
Barnala
Summary
I seek challenging opportunities where I can fully use my skills for the success of the organization.
Overview
6
6
years of professional experience
Work History
Branch Credit Manager
Muthoot Microfin Ltd.
Nabha
03.2023 - Current
- Responsible for analyzing FOIR and risk management, managing branch day-to-day files, providing financial inclusion through various loan products, dealing with investments and new accounts, and directing the use of technology to enhance client services.
- Analyzed financial statements, loan applications and credit reports for potential customers.
- Monitored daily cash flow activities including loan payments, deposits, withdrawals and transfers.
- Analyzed risk factors associated with new loans or existing portfolios.
Investigator
Trident Ltd.
Barnala
07.2019 - 10.2021
- Checking towels for defects such as uneven stitching, color inconsistencies, holes, or loose threads.
- Towels meet the required size and thickness specifications.
- Ensuring that product labels (size, material composition, care instructions) are accurate.
Trainee
Takhshisla
Barnala
03.2019 - 05.2019
- Completed a three Month industrial training [Investigator/Cut Stich and packing] at Trident Ltd. Dhaula
Education
Post Graduate - Master of Business Administration
School Of Management Studies, Punjabi University Patiala
03.2023
Graduate - Bachelor of Commerce with Honours (Accounting & Finance)
Ys College Handiaya, MRSPTU Bathinda
03.2021
12th Class - Commerce
Govt.Sen.Sec.School Khuddi Kalan
03.2018
10th Class - General
Govt.High.School Handiaya
03.2016
Skills
- Analytical skills
- Leadership Skills
- MS Word
- Excel
- Risk Mitigation
- Team Building
Accomplishments
Best Branch Credit Manager Award, 05/2024, Punjab, Awarded me Punjab 'Best Branch Credit Manager' for the outstanding performance from all over Punjab
Career Overview
Branch Credit Manager, Muthoot Microfin Ltd., Nabha, Punjab, 03/2023, Group Recognition Test (GRT) Analysing FOIR and Risk Management, Managing branch Day to Day files and sorting them, Providing Financial inclusion to our customers by products like Group loan, Individual loan, Gold Loan, Water and Sanitation loan and Third party product, Responsible to deal with investments and new accounts every day, Responsible for directing the use of latest technology and procedures hence increasing the client services at higher rates
Personal Information
- Father's Name: Chhaju Singh
- Mother's Name: Kulwant Kaur
- Date of Birth: 12/13/99
Affiliations
- Indore activities
- suffering through internet
Languages
Punjabi
First Language
English
Intermediate (B1)
B1
Hindi
Upper Intermediate (B2)
B2
Timeline
Branch Credit Manager
Muthoot Microfin Ltd.
03.2023 - Current
Investigator
Trident Ltd.
07.2019 - 10.2021
Trainee
Takhshisla
03.2019 - 05.2019
Post Graduate - Master of Business Administration
School Of Management Studies, Punjabi University Patiala
Graduate - Bachelor of Commerce with Honours (Accounting & Finance)
Ys College Handiaya, MRSPTU Bathinda
12th Class - Commerce
Govt.Sen.Sec.School Khuddi Kalan
10th Class - General
Govt.High.School Handiaya
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