Bhavesh Shah
CA, Bcom
Vadodara,GJ
Summary
- Experienced Credit Manager knowledgeable about creditworthiness and document review.
- Having experience in mortgage loan products, Home loan, LAP, Construction loan etc.
- Knowledgeable in financial and credit analysis, credit modeling and market status monitoring.
Overview
7
7
years of professional experience
9
9
years of post-secondary education
3
3
Languages
Work History
Assistant Credit Manager
HDFC LTD.
VADODARA, Gujarat
08.2017 - Current
- Reviewed and analyzed loan procedures.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Optimized credit approval and collection processes, improving operational efficiencies.
- Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
Articleship Trainee
Kishor Raigandhi & Co.
VADODARA, Gujarat
08.2012 - 08.2015
- Completed financial reports to inform managers and stakeholders.
- Helped clients navigate interactions with tax authorities and legal concerns related to financial matters.
- Evaluated and improved accuracy and completeness of financial records.
- Compiled budget figures by reviewing past budgets, evaluating estimated income and assessing expenses.
- Presented audit findings to accounting manager after reviewing results and paperwork.
- Cost-benefit analysis for new start-ups.
Education
Bachelor of Commerce -
MSU
Vadodara 05.2011 - 03.2014
Chartered Accountant -
ICAI
Vadodara 06.2011 - 05.2017
Skills
Credit reports
Investigations
Appraisal review
Application verification
Risk Assessment
Timeline
Assistant Credit Manager
HDFC LTD.
08.2017 - Current
Articleship Trainee
Kishor Raigandhi & Co.
08.2012 - 08.2015
Chartered Accountant -
ICAI
06.2011 - 05.2017
Bachelor of Commerce -
MSU
05.2011 - 03.2014