Bharath Kumar Pothuraju
HYDERABAD
Summary
A Modern Day Neo Banker in an Assistant Manager role with a proven track record in the banking industry, specializing in Asset Liability Management and Non-Performing Asset (NPA) portfolios and Retail Credit Lending. Expertise includes Search Engine Optimisation (SEO), Operations Management, Market Research, and Email Marketing, consistently driving efficiency and growth across diverse projects. Holds a Post Graduate Diploma in Banking and Finance from Syndicate Manipal School of Banking, complemented by a passion for crafting engaging content as a published writer, committed to leveraging analytical skills and industry knowledge to enhance organisational success and foster sustainable growth.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Assistant Manager
Canara Bank
06.2017 - Current
- Currently working in Retail Lending, Processing of Retail Credit Proposals
- Worked in day to day branch operations at the grass root level
- Exceeded performance targets set for the years 2021, 2022, and 2023
- Decreased NPA portfolio from 165 cr to 81.3 cr
- Managed a portfolio of 9000+ accounts and 60+ branches with NPA portfolio amounting to 165 cr
- Handled all one-time settlement proposals and data management for NPA portfolio
- Achieved over 15 cr in NPA cash recovery and 5+ cr in loss accounts
- Managed a portfolio of 9000+ accounts, consistently surpassing monthly debt recovery targets produced and submitted daily performance reports for progress tracking
- Negotiated payment plans with delinquent customers, resulting in a 20% increase in recovery rates
- Oversaw and mentored to improve performance, guiding team members to meet targets.
- Oversaw daily operations of the recovery section, including coordinating team schedules, managing inventory, and ensuring timely and accurate processing of recoveries.
- Developed and implemented new strategies to improve efficiency and increase recovery rates, resulting in a 20% decrease in overall late payments.
- Conducted regular performance evaluations and provided ongoing guidance to branch members, resulting in a 15% increase in productivity within the recovery section.
- Collaborated with Branch managers to streamline processes and improve communication, resulting in a 30% increase in overall NPA recovery and other recovery procedures.
Business Development Manager internship
HiredGrad
04.2016 - 08.2016
- Conducted market research and analysis to identify new business opportunities and potential clients.
- Developed and implemented strategic partnerships with key stakeholders to increase sales and revenue.
- Created and delivered presentations to potential clients to pitch products and services, resulting in a 20% increase in client acquisition.
- Collaborated with cross-functional teams to develop and execute marketing campaigns and promotional strategies, leading to a 15% increase in brand awareness.
Outreach Coordinator
IncNut Digital
05.2015 - 07.2015
- Developed and maintained relationships with local organisations to expand outreach efforts and drive community involvement.
- Conducted outreach presentations and workshops to educate and inform community members on available resources and services.
Education
Master of Arts - MA - Public Administration
Dr. B. R. Ambedkar Open University
12.2019
Post Graduation Diploma - Banking and Financial Support Services
Syndicate Manipal School of Banking
12.2018
Bachelor of Arts - BA - Economics
Dr. B. R. Ambedkar Open University
12.2016
MPC - undefined
Narayana Junior College
12.2010
Skills
- Fundamental Excel skills
- Foundational SEO skills
- Debt recovery management
- Data analysis expertise
- Effective leadership skills
- Effective written communication
- Familiarity with debt recovery regulations
- Sales strategy consultant
- Data-driven market analysis
- Client engagement specialist
- Skilled in data interpretation
Certification
- JAIIB IBPS Mumbai
- DEPOSITORIES National Institute of Securities Markets (NISM)
- IAB Digital Marketing and Media Foundations Certification Google https://learndigital.withgoogle.com/link/1tb5mplmosg
- Learning Data Analytics: 1 Foundations LinkedIn https://www.linkedin.com/learning/certificates/932f0e5075dea19f19486b48d564c5b942b5cd3e0ac6ebf697e16b02fdea512?trk=backfilled_certificate
- Learning Data Analytics Part 2: Extending and Applying Core Knowledge LinkedIn https://www.linkedin.com/learning/certificates/2b5b8566d57958132d12fbf76a41a5fb556d87e992ab878995af93b6715b63d87?trk=backfilled_certificate
- SEO Foundations LinkedIn https://www.linkedin.com/learning/certificates/7ea1cff15ed57becee82e28485aafefbb269b27c19d8ee7d89b49346c36a7ec9?trk=backfilled_certificate
- Technology and Data Careers in Government LinkedIn https://www.linkedin.com/learning/certificates/ea54fc9d78d5cb517dd206d44daad56754f3adde934528aa4ce1666c300dc849?trk=backfilled_certificate
- Data Analytics Google https://analytics.google.com/analytics/academy/certificate/gdaSwPprTD6cy9iFoZCrXg
- Global Macro Economic Outlook & the Impact of Fiscal & Monetary Policy Response United Nations
- INTRODUCTION TO CLIMATE CHANGE & HUMAN RIGHTS United Nations Human Rights
- CARBON TAXATION UNITED NATIONS INSTITUTE FOR TRAINING & RESEARCH
- GREEN ECONOMY & TRADE UNITED NATIONS INSTITUTE FOR TRAINING & RESEARCH
- Transparency Accountability & Ethics in Public Institutions UNITED NATIONS
- BUILDING CLIMATE RESILIENCE THROUGH ECOSYSTEM BASED ADAPTION PLANNING UNITED NATIONS INSTITUTE FOR TRAINING & RESEARCH
- ELEMENTS OF AI UNIVERSITY OF HELSINKI
- BECOMING A CLIMATE CHAMPION
- STRENGTHING CLIMATE ACTION ADAPTION AND RESILENCE
LANGUAGES
English Professional
Hindi Professional
Tamil Professional
Telugu Professional
STRENGTHS
- # Team-working
- # Leadership skills
- # Problem-solving abilities
- # Strong communication
- # Team player
- # Detail-oriented
- # Results-driven
Awards
CO AUTHOR The Opus Coliseum 09/2020,
CO- Author BOOK SQUIRREL PUBLICATIONS DAIRIES DO ECHO 08/2020,
CO- Author FANATIXX Publication CLOGGED IMPRESSIONS 06/2020,
CO Author FANATIXX PUBLICATIONS MEMORIES OF YESTERDAY 03/2020,
Literary Captain Story Mirror PRESENTED FOR THE BEST WRITE-UPS 01/2020,
Literary Lieutenant StoryMirror 11/2019,
Academic Program Leader Manipal School of Banking 01/2018,
Ranbhoomi Winner Manipal School of Banking 01/2018,
THE IMMATURED FEELINGS SPECTRUM OF FEELINGS ISBN 978-93-5452-405-9 10/2021,
AUTHOR OF THE WEEK STORY MIRROR 10/2020
Hobbies and Interests
Getting lost in a good book, Feeling the music, CRICKET FORMULA 1
Timeline
Assistant Manager
Canara Bank
06.2017 - Current
Business Development Manager internship
HiredGrad
04.2016 - 08.2016
Outreach Coordinator
IncNut Digital
05.2015 - 07.2015
Post Graduation Diploma - Banking and Financial Support Services
Syndicate Manipal School of Banking
Bachelor of Arts - BA - Economics
Dr. B. R. Ambedkar Open University
MPC - undefined
Narayana Junior College
Master of Arts - MA - Public Administration
Dr. B. R. Ambedkar Open University
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