Open To Work
BHARATH M
Bangalore
Summary
KYC Analyst with 6+ years of experience conducting client due diligence, monitoring customer relationships, and analyzing business and risk trends. Proven ability to assess complex client profiles, support compliant onboarding and reviews, and deliver accurate data analysis aligned with regulatory and business objectives. A detail-oriented professional with strong critical-thinking skills and a focus on optimizing client relationships and KYC quality.
Overview
6
6
years of professional experience
Work History
Senior Operations Representative
Concentrix
Bangalore
01.2026 - 04.2026
- Developed and implemented process improvements that streamlined operations and reduced response times.
- Trained new team members on systems and customer service protocols, ensuring consistent service delivery.
- Collaborated with cross-functional teams to resolve complex customer issues.
- Monitored performance metrics to identify training needs and optimize team effectiveness.
- Provided guidance and support to peers in handling escalated inquiries.
SENIOR ASSOCIATE
WNS Global services
Bangalore
01.2025 - 09.2025
- Conducted KYC due diligence (CDD/EDD) for new and existing clients in line with internal policies and global AML regulations.
- Performed data validation and extraction by identifying and verifying customer information including legal names, registered/trading addresses, nature of business, and industry classification codes.
- Executed comprehensive customer due diligence across diverse client types including listed and regulated entities, SMEs, large corporates, public sector entities, foundations, cooperatives, joint ventures, and government bodies.
- Applied risk-based approach to assess and determine client risk ratings considering geographical, product, country, industry risks, and PEP involvement.
- Identified KYC gaps and documentation deficiencies, coordinating with Relationship Managers and clients through customer outreach to resolve issues.
- Performed periodic reviews and re-assessments of client risk profiles based on updated KYC attributes and trigger events.
- Raise RFI request for alerts requiring further information.
- Escalated high-risk cases and suspicious findings to Compliance and Risk teams in accordance with escalation protocols.
ASSOCIATE
Accenture
Bangalore
09.2022 - 12.2024
- Conducted comprehensive KYC reviews for complex entities, ensuring full compliance with AML/CTF regulations.
- Executed Periodic Reviews (PR) and Event-Driven Reviews (EDR) for corporate and institutional clients in accordance with global and local KYC standards and defined risk-ranking methodologies.
- Managed Initial Due Diligence (IDD) by collecting, validating, and documenting customer information from reliable public and proprietary sources.
- Supported operational quality checks and internal audits, ensuring accuracy, completeness, and regulatory compliance of KYC records.
- Assisted in training and buddying new joiners, facilitating knowledge transfer and process understanding.
- Provided feedback on processes and procedures to enhance the efficiency of the team's workflow.
- Prepared and maintained Management Information (MI) reports, ensuring timely and accurate reporting aligned with internal procedures and policies.
RISK/QUALITY ANALYST
Cognizant Technology Solutions
Bangalore
11.2019 - 08.2022
- Determine existing fraud trends by analyzing accounts and transaction patterns.
- Monitoring the transaction patterns of customers in depth to understand whether the customer is a risk or not.
- Responsible for comprehensive document verification processes.
- Monitored real-time queues and identified high-risk transactions within the business portfolio. Provided expert advice on accounts that were escalated by team members.
- Monitored market trends and regulatory changes to ensure compliance with risk management policies.
Education
B.com -
SNR degree college
Bengaluru01-2017
SNR PU College
Bengaluru01-2014
Vidyanjalli High School
Bengaluru01-2012
Skills
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- UBO Identification
- Document verification
- LexisNexis Screening
- Transaction Monitoring
- Fraud Investigation
- Problem Solving
- Advanced Excel
- Regulatory Compliance
- Client Outreach and documentation
- Risk-based approach
Languages
- Kannada
- English
- Kannada
Work Preference
Job Search Status
Open to workWork Type
Full TimeLocation Preference
On-SiteRemoteHybridSalary Range
₹65000/yr - ₹200000/yrTimeline
Senior Operations Representative
Concentrix
01.2026 - 04.2026
SENIOR ASSOCIATE
WNS Global services
01.2025 - 09.2025
ASSOCIATE
Accenture
09.2022 - 12.2024
RISK/QUALITY ANALYST
Cognizant Technology Solutions
11.2019 - 08.2022
B.com -
SNR degree college
SNR PU College
Vidyanjalli High School