BHARATH KUMAR B

Company Overview:
LENDperfect is a comprehensive, internet-based loan processing software designed to automate the entire lending process for Agriculture, Retail, MSME, NBFC and corporate loans, from origination to closure. It integrates seamlessly with core processing systems and loan documentation providers, supporting the intricate needs of financial institutions.

Key Responsibilities & Achievements:

• Collaborated across all stages of the Software Development Life Cycle (SDLC) , including requirement gathering , design , development , testing , and production releases .
• Designed and developed UI components based on business requirements and implemented related services.
• Implemented business logic and developed web services to facilitate required functionality in loan processing systems.
• Coordinated with clients to gather requirements , prioritize tasks, and ensure successful implementation.
• Managed client escalations and provided timely clarifications to resolve issues efficiently.
• Administrated and supported databases , ensuring proactive resolution of issues and maintaining server health for uninterrupted application performance.
• Performed regression and system-level testing to ensure software quality and functionality before release.
• Integrated and tested third-party APIs for external data validation, including PAN , AADHAAR , GST , Income Tax Returns , CIBIL (Consumer & Commercial) , MCA Financials , Voter ID , Passport , Driving License , and Bank Statement Analysis .Worked with different data formats such as JSON , TEXT , HTML , and XML , following HTTP protocols.
• Delivered successful modules under tight deadlines: STP MSME Smart module for UCO Bank within 7 days which has been launched by Honorable Finance Minister "Nirmala Seetharaman" on November 30,2024.
• Kishore and Tarun Mudra Module for UCO Bank in 10 days , automating loan transfers upon application clearance.
  Developed and delivered MSME Module for UCO Bank, successfully implemented without any post-deployment issues.
• In IOB Bank delivered multiple Retail modules like Personal Loan, Vehicle loan, Pension Loan, Loan Against policy, Housing Loan, Loan Against Deposit, Gold Loan, Gold Loan STP .
• Proven ability to deliver projects on time and handle pressure effectively.

Skills & Technologies:

• Languages/Technologies : Java , Spring Boot , Hibernate , Angular , Web Services (RESTful), Microservices
• Database : MySQL , Oracle , SQL Server
• APIs : PAN , AADHAAR, GST , Income Tax Return , CIBIL , MCA Financials , Voter ID , Passport , Bank Statement Analysis, Bank CBS APIs, NESL, NSDL, Liveliness, LAT & Long API.
• Testing : Regression Testing , System-Level Testing
• Tools : Postman (for API Testing), Eclipse Neon , Visual Studio Code , SVN , Maven.

Core Competencies:

• Full SDLC involvement, UI/UX development, web service integration, database administration, client communication, troubleshooting, team collaboration.

• Company Overview: Create an inspiring workplace culture for employees with a powerful engagement and rewards program that makes them appreciate what has been done and brand do it for.
• Identify and retain best customers through data-driven customer engagement strategies that ensure repeat business and maximise share of wallet
• Collaborated on all stages of systems development lifecycle, from requirement gathering to production releases
• Developing UI design based on requirement and service implementation
• Implementing business logic, web services to handle required functionality
• Communicated frequently to client manager to understand their priorities and accomplish them
• Handled escalations in efficient manner and communicating with client manager for clarifications
• Performed regression and system- level testing to verify software quality and function prior to release
• In API's will get different data formats like JSON, TEXT, HTML & XML which comes under the concept of HTTP
• Create inspiring workplace culture for employees with a powerful engagement and rewards program that makes them appreciate what they do and brand they do it for
• Identify and retain your best customers through our data-driven customer engagement strategies that ensure repeat business and maximise share of wallet
• For DRL, JSW, ZENSAR, THANK BANK, UBS, HSBC Client development of new architecture and delivered to PROD within 90days after successful UAT
• Proven Ability to work under pressure
• Proven on time delivery skill
• Excellent communication and interpersonal skills

Company Overview: LENDperfect is a comprehensive, internet-based loan processing software designed to automate the entire lending process for Agriculture, Retail, MSME, NBFC and corporate loans, from origination to closure. It integrates seamlessly with core processing systems and loan documentation providers, supporting the intricate needs of financial institutions.

Key Responsibilities & Achievements:

• Collaborated across all stages of the Software Development Life Cycle (SDLC) , including requirement gathering , design , development , testing , and production releases .
• Designed and developed UI components based on business requirements and implemented related services.
• Implemented business logic and developed web services to facilitate required functionality in loan processing systems.
• Coordinated with clients to gather requirements , prioritize tasks, and ensure successful implementation.
• Managed client escalations and provided timely clarifications to resolve issues efficiently.
• Administrated and supported databases , ensuring proactive resolution of issues and maintaining server health for uninterrupted application performance.
• Performed regression and system-level testing to ensure software quality and functionality before release.
• Integrated and tested third-party APIs for external data validation, including PAN , AADHAAR , GST , Income Tax Returns , CIBIL (Consumer & Commercial) , MCA Financials , Voter ID , Passport , Driving License , and Bank Statement Analysis .Worked with different data formats such as JSON , TEXT , HTML , and XML , following HTTP protocols.
• For OBC Bank delivered the Online Stock Statement Module within 45days For UBI Bank SHISHU Mudra module was given in 15 days of time which consists of implementation of many API's and after the clearance of the application the loan amount will be automatically transferred to the bank account .
• For UBI Bank & UCO Bank Developed Retail module Which was taken in between and completed the project it is in live without any issues
• For Muthoot finance common loan module has been developed and delivered.
• For Syndicate Bank Personal loan module has been developed and delivered.
• Proven Ability to work under pressure
• Proven on time delivery skills
• Excellent communication and interpersonal skills
• Project of UBI SHISHU Mudra has been recognized by RBI in 5th place for Digital Loan Journey
• Handled team of 12 members and received internal recognition of best team managing capability person