Bhargava Reddy Kayala
Korivipalli, Anantapur
Summary
Dynamic Credit Executive at TATA CAPITAL LIMITED with expertise in financial analysis and risk assessment. Successfully evaluated over 100 retail loan applications, enhancing portfolio quality through strategic monitoring. Proven ability to collaborate effectively with teams, facilitating training and streamlining processes to reduce turnaround time.
Overview
1
1
year of professional experience
6
6
years of post-secondary education
Work History
Credit Executive
TATA CAPITAL LIMITED
Gorantla
07.2024 - Current
- Evaluated retail loan applications by conducting financial and risk analysis for over 100+ clients
- Verified documentation and creditworthiness of the customer, ensuring adherence to internal and RBI guidelines.
- Facilitated training sessions for new team members, promoting best practices and knowledge sharing.
- Collaborated with sales and operations to streamline loan processing, reducing TAT .
- Monitored disbursed loans and flagged high-risk cases, contributing to improved portfolio quality.
Education
Full Stack Web Development
NxtWave
03.2023 - 05.2024
MBA - Finance, Marketing
Sri Krishnadevaraya University
Anantapur, India 08.2021 - 09.2023
BBA - Human Resources Management
Sri Vani Degree And PG College
Anantapur, India 11.2018 - 08.2021
Skills
- Financial analysis
- Risk assessment
- Loan processing
- Portfolio management
- Team collaboration
- Ms office
Technical Skills
- MS Excel
- HTML, CSS
- Python
- MySQL
Timeline
Credit Executive
TATA CAPITAL LIMITED
07.2024 - Current
Full Stack Web Development
NxtWave
03.2023 - 05.2024
MBA - Finance, Marketing
Sri Krishnadevaraya University
08.2021 - 09.2023
BBA - Human Resources Management
Sri Vani Degree And PG College
11.2018 - 08.2021