Prantik Karmakar

Seasoned Mortgage Specialist with comprehensive understanding of mortgage origination, underwriting, and servicing. Possess broad knowledge in loan processing, credit analysis, and regulatory compliance. Known for strong analytical skills and ability to make sound decisions based on data. Previous roles emphasized customer service excellence and successful resolution of complex financial inquiries.

• Post Graduate Certificate Program in Data Science and Machine Learning (PGCP in DSML)
• Certification in 'Data Analytics'
• NISM Series VIII- Equity & Derivatives
• NISM Series VA-Mutual Fund Distributors Certification
• NISM Series XA & XB-Investment adviser

• English
• Hindi
• Bengali

• Cricket
• Learning Stock markets

• Bharat Heavy Electricals Limited, 05/02/2018 - 06/07/2018, Analysed in detail the working capital position of the company and forecasted its future requirement by using projection technique. Formulated financial model to predict future working capital requirements.
• Minor Project on Study of 'Financial Analysis of Cement Industry of India', Analysed the performance of cement sector in India through the help of ratio analysis of four major cement companies and interpreted the results. Dissertation report on 'Enterprise Valuation Using Financial Models: A Study of NTPC Ltd.', Analyzed the financial position of the company in terms of valuation using various techniques like discounted cash flow and earning multiplier technique.

Date of Birth: 06/29/89

• Published paper on Thermochimica Acta Volume 610, 20 June 2015, Pages 1 -9., https://doi.org/10.1016/j.tca.2015.04.019
• Published paper in Journal of the American Ceramic Society, Volume 100, Issue 12, 2017., https://doi.org/10.1111/jace.15091
• Successfully produced high quality specialty glasses on large scale at controlled atmosphere & managed high temperature glass melting operations in shifts.
• Received MEDHAVI SCHOLARSHIP for being 2nd TOPPER in MBA.