Bhaumick Shah

• Managed a diverse portfolio of corporate clients, ensuring timely delivery of banking services and products.
• Reduced credit risk by conducting thorough due diligence on potential borrowers and monitoring existing loan portfolios.
• Developed data-driven strategies for portfolio management, enhancing overall performance while mitigating risks associated with credit exposure.
• Played an instrumental role in achieving regulatory compliance by coordinating audits, implementing corrective actions as needed, and maintaining up-to-date knowledge on industry regulations.
• Contributed to the bank''s strategic planning initiatives by providing valuable insights on corporate banking trends and competitive landscape analysis.
• Established and maintained robust risk management frameworks, ensuring alignment with regulatory requirements and minimizing potential losses for the bank.
• Streamlined loan approval processes for faster turnaround times and increased client satisfaction.
• Oversaw the preparation of comprehensive credit proposals, ensuring accurate analysis of financial statements and risk assessments.
• Mentored junior staff members, promoting professional development and cultivating a high-performing team culture.
• Negotiated favorable terms for corporate clients during loan restructuring processes, preserving valuable business relationships.
• Complied with established internal controls and policies.
• Improved operational efficiency through continuous process improvements and implementation of best practices within the team.
• Initiated successful collaboration with external partners for co-financing opportunities, maximizing deal profitability for all parties involved.

Project Appraisal and Credit Information

• Appraised projects approaching the bank for credit requirements
• Fact Checked Promoters and company / associate credit history, market review of the applicants
• Developed and implemented new operational procedures, streamlining daily tasks and improving overall efficiency.
• Mentored and motivated team members to achieve challenging business goals.
• Managed team schedule with eye for coverage needs and individual strengths.
• Enhanced communication among team members through regular meetings, promoting an open dialogue about challenges and opportunities for improvement.

• Developed an effective system for managing import documentation, improving organization and accessibility of records.
• Reduced lead time for shipments by enhancing communication with overseas suppliers and transportation providers.
• Maintained compliance with import regulations, filing accurate customs declarations and obtaining necessary permits.
• Enhanced efficiency in the supply chain by identifying bottlenecks and implementing improvements to streamline operations.

• Collaborated with engineering team to determine project specifications.
• Studied corrections from senior engineers to learn and grow professionally.
• Participated in cross-functional teams to address challenges and drive continuous improvement efforts throughout the organization.
• Assisted in troubleshooting equipment issues, minimizing downtime and maintaining productivity levels.
• Developed strong relationships with vendors and suppliers, facilitating smooth communication channels for project-related inquiries or concerns.
• Reduced production costs by implementing cost-saving measures in materials procurement and manufacturing processes.
• Provided technical support to colleagues as needed, fostering a collaborative working environment that promoted knowledge sharing.
• Enhanced workflow efficiency by creating detailed documentation for various engineering processes and procedures.
• Created detailed reports on engineering activities and findings.
• Led engineering teams to successfully complete projects on time and within budget.