Bhavya Unnikrishnan

Experience : Has been working with different segments of US mortgage services like Closing, workup, pre processing and UW(VA IRRRL & Post Purchase Review). Currently working as Senior associate in Underwriting whose key role includes -

* Calculating income and expense of the borrower.

* Verifying the tradelines and transactions of credit report.

* Verifying the assets of the borrower with bank statements.

* Verifying the collateral with the help of Appraisal report.

* Calculation of DTI ratio and all additional income.

* Conducting refresher training for all team members.

• Worked varied hours to meet seasonal and business needs.
• Promptly mediated disputes between associates to promote better collaboration and avoid work disruption.
• Developed training program to educate new hires on company policies and procedures.
• Kept detailed records of daily progress to identify and correct areas needing improvement.
• Prioritized tasks to meet tight deadlines, pitching in to assist others with project duties.
• Used Microsoft tools to create correspondence, edit spreadsheets and develop presentations.
• Trained and supported new team members, maintaining culture of collaboration.

• Worked varied hours to meet seasonal and business needs.
• Used Microsoft tools to create correspondence, edit spreadsheets and develop presentations.
• Prioritized tasks to meet tight deadlines, pitching in to assist others with project duties.
• Kept detailed records of daily progress to identify and correct areas needing improvement.