Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
7
7
years of professional experience
Work History
Credit Analyst
Proowrx Knowledge Centre
04.2024 - Current
Negotiating with banks to find the best loan solution for the client.
Helping clients complete and understand all the necessary paperwork.
To advice clients on the most suitable loan options as per their requirements.
Completion of the mortgage application loan.
Submission of all document requirements to the lender.
Senior Process Associate
Infosys BPM
12.2021 - 04.2024
Met month-end reporting objectives and deadlines
Supervised team of process associates to enhance accountability, develop professional skills and improve efficiency
Regularly Audit loans to maintain process accuracy
Identified and resolved process issues to drive optimal workflow and business growth
Conducted training and applied change management to achieve desired outcomes
Determined and recommended methods to implement improvement opportunities.
Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Determined and documented loan conditions and communicated requirements and decisions.
Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
Examined credit reports, financial statements and tax returns to determine repayment capability.
Evaluated loan applications for affordability and conformance with underwriting guidelines.
Worked with processing team members to communicate errors and obtain missing information for current applications.
Reviewed appraisals and title documents to verify accuracy and completeness.
Processed loan applications and monitored progress from start to finish.
Evaluated loan requests and documents to verify accuracy and completeness.
Recruitment Consultant
Interactive Manpower Solutions
08.2018 - 02.2019
Understanding requirement and breaking down key skills and its required and desired skills
Document functional understanding of skills set through Wikipedia
Document qualifying questions pertaining to requirement Prepare keywords based on step B
Cross validate aforesaid with TM for approval and run search on portals/ATS
Understanding of payment terms and visa related compliance
Well versed with email processes such as right to represent, rate confirmation
Screening candidates and drawing up shortlists of candidates for clients to interview
Organizing interviews and selection events
Making arrangements for the advertisement of vacancies Helping applicants to prepare for interviews
Building relationships with clients
Operated and maintained applicant tracking and candidate management systems.
Education
MBA: HR -
Jaipur National University
Jaipur, Rajasthan
2019
B. Sc.: Hospitality And Hotel Administration -
Institute of Hotel Management
Jaipur, Rajasthan
2016
Diploma: French -
Alliance France De Jaipur
Jaipur, Rajasthan
2013
Skills
Quality Management
Internal Auditing
Client Confidentiality
Loan Documentation
Statement Review
Underwriting
Credit decision making
Timeline
Credit Analyst
Proowrx Knowledge Centre
04.2024 - Current
Senior Process Associate
Infosys BPM
12.2021 - 04.2024
Recruitment Consultant
Interactive Manpower Solutions
08.2018 - 02.2019
MBA: HR -
Jaipur National University
B. Sc.: Hospitality And Hotel Administration -
Institute of Hotel Management
Diploma: French -
Alliance France De Jaipur
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