Summary
Overview
Work History
Education
Skills
Certification
Hobbies and Interests
Disclaimer
Languages
Computer Knowledge
Personal Information
Timeline
Generic

Binaya Bhusan Mishra

Rourkela

Summary

Dynamic Senior Manager with a proven track record at AXIS BANK LTD, excelling in branch operations and client relations. Expert in compliance and regulatory standards, I led teams to achieve significant growth in performance metrics. Skilled in Finacle software and passionate about mentoring, I drive results through effective leadership and collaboration.

Overview

19
19
years of professional experience
1
1
Certification

Work History

Senior Manager & Branch Head

AXIS BANK LTD
Rourkela
05.2020 - Current
  • Oversaw daily branch operations, ensuring alignment with business objectives.
  • Managed all business parameters, achieving targets for deposits, fees, loans, and credit cards.
  • Serviced high-net-worth clients while addressing stakeholder needs effectively.
  • Coached and counseled sales and operations teams to meet compliance and performance goals.
  • Ensured adherence to all bank guidelines and regulatory requirements.
  • Achieved significant growth in branch performance across all key metrics.

Manager

BANDHAN BANK LTD
Kolkata
01.2017 - 05.2020
  • Managed AML operations in Compliance department, ensuring adherence to regulatory standards.
  • Conducted transaction monitoring and analyzed alerts according to established guidelines.
  • Coordinated with departments such as Legal, IT, and branches for query resolution.
  • Ensured timely closure of alerts and filed Suspicious Transaction Reports as necessary.
  • Implemented logic for alert generation to enhance detection capabilities.
  • Oversaw team performance and provided training to improve operational efficiency.
  • Managed regulatory reporting processes to ensure compliance with requirements.
  • Led project management initiatives aligned with departmental needs.

Front Desk Officer

AXIS BANK LTD
Rourkela, Jahrsuguda & Mumbai
07.2008 - 12.2016
  • Conducted thorough analysis of transaction alerts in compliance with regulatory guidelines.
  • Facilitated interdepartmental coordination for efficient query resolution across multiple functions.
  • Ensured timely closure of alerts and accurate filing of Suspicious Transaction Reports.
  • Processed loans including personal, home, and vehicle loans while managing forex transactions.
  • Supervised ATM reconciliations, cheque collections, and remote cheque printing processes.
  • Strengthened customer relationships to maximize CASA growth and increase product cross-sales.
  • Managed current accounts with partner banks to optimize financial performance.
  • Acted as relationship manager for cooperative banks and insurance entities to foster partnerships.

Relationship Manager

ICICI DIRECT.COM
Bhubaneswar
05.2007 - 04.2008
  • Looking after the customer activation and engagement in the given portfolio for their trading account and selling the third-party products.

Corporate Sales Executive

HDFC BANK LTD.
Rourkela
02.2006 - 05.2007
  • Looking after corporate sales i.e. acquiring new corporate for their Salary relationship with the bank.
  • Third party product selling and relationship management with existing clients.

Education

MBA -

Rourkela Institute of Management Studies
01.2006

B.A - Eco. Hons

Rourkela Municipal College
Rourkela
01.2004

+2 sc. -

Rourkela Municipal College
Rourkela
01.2001

10th -

Govt.Highschool
Uditnagar
01.1999

Skills

  • Operating systems expertise
  • Office productivity tools
  • Finacle software proficiency
  • FIS technology solutions
  • AMLOCK regulatory tools
  • Compliance and regulations knowledge
  • Branch operations oversight
  • Leadership and team management
  • Client relations strategies
  • Training and mentoring initiatives
  • Interdepartmental collaboration
  • Data reporting and analysis

Certification

  • Certified AML Expert (CAME)
  • KYC & AML certification from IIBF

Hobbies and Interests

  • Playing Badminton
  • Listening music

Disclaimer

I hereby declare that the information furnished above is true to the best of my knowledge and belief.

Languages

Odia

Computer Knowledge

Windows XP, Windows 7, MS Office, Finacle 7 & 10, FIS, AMLOCK

Personal Information

  • Age: 39
  • Date of Birth: 06/20/84
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married
  • Religion: Hindu

Timeline

Senior Manager & Branch Head

AXIS BANK LTD
05.2020 - Current

Manager

BANDHAN BANK LTD
01.2017 - 05.2020

Front Desk Officer

AXIS BANK LTD
07.2008 - 12.2016

Relationship Manager

ICICI DIRECT.COM
05.2007 - 04.2008

Corporate Sales Executive

HDFC BANK LTD.
02.2006 - 05.2007

MBA -

Rourkela Institute of Management Studies

B.A - Eco. Hons

Rourkela Municipal College

+2 sc. -

Rourkela Municipal College

10th -

Govt.Highschool
Binaya Bhusan Mishra