Summary
Overview
Work History
Education
Skills
Recognition
Languages
Accomplishments
Languages Known
References
Timeline
Generic

Binkal Gandhi

Mumbai

Summary

Motivated professional with strong time management and organizational skills, seeking entry-level opportunities to leverage knowledge and experience in a dynamic environment. Proven ability to exceed expectations and tackle real project challenges effectively. Committed to contributing to team success and supporting organizational objectives. Quick learner with a strong work ethic and effective communication skills.

Overview

15
15
years of professional experience

Work History

Process Executive

Tata Consultancy Services
Mumbai
10.2018 - Current
  • Provided technical expertise and hands-on support for diverse projects and workshops.
  • Contributed to assembly and maintenance of formal documentation, including Data Process Manuals.
  • Managed quality assurance processes through job evaluations and client feedback surveys.
  • Participated in Terms and Conditions work type, addressing policy information and escalations.
  • Trained associates on various work types, updating financial advisors on annuity details.
  • Analyzed data trends to identify opportunities for process optimization.
  • Developed training materials to enhance employee development initiatives.

Insurance Associate

Prudential Global Services Private Limited
Mumbai
12.2017 - 10.2018
  • Audited various products and work types to ensure compliance with industry standards.
  • Processed insurance claims utilizing Prudential's proprietary software systems.
  • Reviewed policy documents for accuracy, ensuring alignment with regulatory requirements.
  • Assisted clients with inquiries about policy details and coverage options.
  • Trained new associates on customer service protocols and company procedures.
  • Resolved customer complaints by delivering prompt, effective solutions.
  • Checked and rectified client data received from call interactions within TRASP team.

Credit Analyst

CRISIL LTD
Mumbai
08.2010 - 04.2016

2014 - 2016 Credit Analyst

  • Provided monthly MIS reports to management, reflecting team performance and insights.
  • Collaborated with S&P analysts by delivering detailed analyses and financial reports for rating formulation.
  • Researched entity backgrounds and financial accuracy, compiling information from various sources into comprehensive reports.
  • Analyzed financial statements, including audits and balance sheets, to assess associated risks.
  • Managed databases by researching and updating economic, statistical, and debt-related information for Municipal Enterprise Group credits.
  • Compiled sector-specific reports detailing current grades and ratings.
  • Authored financial reports and indexes for Data Surveillance Operations, facilitating client output publication.
  • Updated and reviewed preliminary ratings of entities weekly in S&P’s database system.

2012 - 2014 - Senior Associate

  • Generated monthly and quarterly MIS reports for team workflow estimation, utilized by management and clients.
  • Managed databases through research and updates on economic and financial data, ensuring high data quality.
  • Conducted root cause analysis of queries, identifying errors to improve data accuracy.
  • Developed training materials and support documentation for onboarding purposes.
  • Facilitated training sessions for new employees, overseeing their work performance.
  • Contributed to various ad-hoc projects within sector to enhance operational efficiency.
  • Participated in internal event committee to promote team engagement and morale.
  • Worked under subsidiary of Standard & Poor’s, aligning with corporate standards.

2010 - 2012 Associate

  • Tracked insurance news across regions to inform S&P analysts of market trends.
  • Updated financials for insurance companies in EMEA, APAC, and US (GAAP) regions.
  • Automated item field processes by mapping financial data into S&P databases like Arrow Global.
  • Analyzed insurance financial reports to create an analytical database per established rulebook.
  • Executed standard and non-standard adjustments to enhance data quality inspection efficiency.
  • Conducted training sessions for new employees to ensure smooth onboarding.
  • Managed various ad hoc projects within the insurance sector to address immediate needs.
  • Participated in internal event committee to promote team engagement and morale.

Education

Post-Graduation in Management (M.com) -

Mumbai University
Mumbai, Maharashtra
01.2013

Bachelor of Banking and Insurance (BBI) -

S.K Somaiya College
Mumbai, Maharashtra
01.2010

H.S.C -

N.K.T.T College
Mumbai, Maharashtra
01.2007

S.S.C -

Kes Bhagwati Vidhyalaya School
Mumbai, Maharashtra
01.2005

Skills

  • Microsoft Office proficiency
  • Quality assurance
  • Data analysis and management
  • Problem-solving skills
  • Effective communication
  • Adaptability and learning

Recognition

  • Awarded Bronze ACE Award for teamwork, data accuracy and helping S&P Analyst meet targets.
  • Won SPOT Award for completing the back log and managing the daily work along with demonstrating excellence in Quality.
  • Awarded clap award for quality on deliverables and working on stringent deadlines.
  • Received many internal prizes for the events held Department wise.

Languages

Proficiency in verbal and written communication, English, Hindi, Marathi, Gujarati

Accomplishments

    Awarded the Bronze ACE Award for teamwork, data accuracy, and helping the S&P analyst meet targets

    > Won SPOT Award for completing the back log and managing the daily work along with demonstrating excellence in Quality.

    > Awarded clap award for quality on deliverables and working on stringent deadlines.

    > Received many internal prizes for the events held Department wise.

Languages Known

Gujarati
First Language
hindi
Upper Intermediate (B2)
B2
Marathi
Intermediate (B1)
B1
English
Advanced (C1)
C1

References

References available upon request.

Timeline

Process Executive

Tata Consultancy Services
10.2018 - Current

Insurance Associate

Prudential Global Services Private Limited
12.2017 - 10.2018

Credit Analyst

CRISIL LTD
08.2010 - 04.2016

Post-Graduation in Management (M.com) -

Mumbai University

Bachelor of Banking and Insurance (BBI) -

S.K Somaiya College

H.S.C -

N.K.T.T College

S.S.C -

Kes Bhagwati Vidhyalaya School
Binkal Gandhi