Biplab Kundu
Delhi
Summary
Multi-talented professional proficient in applying credit policies to meet standards. Familiar with regulatory requirements and best practices. Eager to take on new professional challenge in credit management.
Overview
1
1
Certification
Work History
Assistant Credit Manager
AU Small Finance Bank Ltd
- Current
- Handling team & assign work according to flow
- Sanction Authority for New vehicle of 10 lacs & Used vehicles of 8 lacs
- Dealer & DSA visits for better synergy & Healthy relations as a representative of bank
- Maintaining branch portfolio & proper follow up for PDD & Deferral cases
- Training of Analysts and off role employees and channels & also guiding for policy amendments
- Proper follow up for Non starter to 5 bucket cases, Direct engaging with RO's & customers
- To make CAM for senior of cases not in my authority (Banking analysis, Financial analysis, Cibil , RTR)
- Coordinate with sales to complete the queries & make final decision to maintain TAT & fast Decisions
- To prepare credit recommendation note including all the details about customer's profile, loan eligibility, financial analysis, sanction conditions & deviations
HUB Credit Relationship Manager
HDB Financial Services Ltd
- Handling team & assign work according to flow
- To make CAM (Banking analysis, Financial analysis, Cibil,RTR)
- To check complete file (KYC, Income & Financial documents)
- To raise queries if there are some documents missing which are required as per policy for loan appraisal
- Coordinate with sales to complete the queries & make final CAM to maintain TAT
- To prepare credit recommendation note including all the details about customer's profile, loan eligibility, financial analysis, sanction conditions & deviations
- To coordinate with sales & Credit Managers for their respective files
- Training of CRE (Credit Relationship Executive)
- To prepare various types of MIS as & when required.
Operations Executive
Tata Capital Financial Services Ltd
- Handing end to end process from file login to disbursement
- After disbursement, file dispatching process within predefined TAT
- Checking of complete file for disbursement, making payments
- In disbursement, checking KYC documents, CAM sheet, banking/PDC, calculation of disbursal memo
- Maintaining different MIS for tracking
- Coordination with credit,sales and back office for maintaining the flow of booking and resolution of queries at their end
- Handing audit queries
- Coordination with sales and credit team for smooth functioning of disbursement
- Handing mail management, revert within predefined TAT.
Education
PGDBM - Banking & Finance management
Narsee Monjee Institute of Management Studies
01-2024
B.Com - Prog
Zakir Husain College, Delhi University
01.2018
Higher Secondary -
Raisina Bengali School New Delhi, CBSE Board, Delhi
01.2015
Matriculation -
Raisina Bengali School New Delhi, CBSE Board, Delhi
01.2013
Skills
- Comprehensive analytical skills
- Ability to work efficiently as a team player
- Ability to work independently
- Ability to assimilate and implement new concepts
- Adaptability
- Good presentation skills
- Good interpersonal skills
- Exceptional decision-making skills
- Resilience
- Credit decision making
- Client Retention Strategies
- Dispute Resolution
- Credit Control Procedures
- Proficient with [Software]
- Time Management
Accomplishments
Certification of Credit Management
Personal Information
- Father's Name: Mr. Uttam Kumar Kundu
- Date of Birth: 05/24/97
- Nationality: Indian
- Marital Status: Unmarried
Languages
- English
- Hindi
- Bengali
Hobbies and Interests
- Traveling & knowing peoples of different cities, helps to improve personality.
- Acting
- Nature familiar activities like gardening
- Reading newspaper and Horror Novels.
Disclaimer
I hereby declare that above information and facts furnished are true and correct with the best of my knowledge.
Certification
- Certification in credit underwriting
Timeline
Assistant Credit Manager
AU Small Finance Bank Ltd
- Current
HUB Credit Relationship Manager
HDB Financial Services Ltd
Operations Executive
Tata Capital Financial Services Ltd
PGDBM - Banking & Finance management
Narsee Monjee Institute of Management Studies
B.Com - Prog
Zakir Husain College, Delhi University
Higher Secondary -
Raisina Bengali School New Delhi, CBSE Board, Delhi
Matriculation -
Raisina Bengali School New Delhi, CBSE Board, Delhi
Similar Profiles
Pooja BhattiPooja Bhatti
Finance Operations Manager at Fincare small finance bank(Now AU small finance bank)Finance Operations Manager at Fincare small finance bank(Now AU small finance bank)
Vinod Das SwamiVinod Das Swami
Finance & Accounts Manager-CSR at AU Foundation (A CSR Arm of AU Small Finance Bank Ltd.)Finance & Accounts Manager-CSR at AU Foundation (A CSR Arm of AU Small Finance Bank Ltd.)
Ankit kumar SharmaAnkit kumar Sharma
HR Executive at Au small finance bankHR Executive at Au small finance bank