BISWAJIT NANDY

Manage Affordable product Home loan Business loan, Personal Discussion based, assessment based on provide documents. Legal and technical based supporting process.

Job responsibility: Approving authority up-To 30 lakhs in MSE-Loan.Check more than 30 Lakhs Cases Eligibility and Recommendation Details, Also Verify All Provided Details with Related Source and make decision weather Raised It to next level for approval or Return with detail query.

Special responsibility: Manage manpower, Workload,

Telephonic/Video calling discussion, Or personally visit and details

discussion with applicants Per applied ticket size (Loan amount).

Met with Front-End Team in Regular Interval for Details

Discussion about Cluster Portfolio, Barrio faced Or Observed by Them.

Requirement of Financial Document Like 3cb/3cd, GST, Others and

related Ratios.

Manage Portfolio. As Per Requirement Met with E-Regular Customer to Find Out the cause of E-Regular payment, also

try to regularized the account.

Additional responsibilities: vendor management like bills, and vendor TAT.

Job responsibility: Approving authority up-To15 lakhsin MSE-Loan.

Check more than 15 lakhs

Cases Eligibility and Recommendation Details, Also Verify All Provided

Details with Related Source and make decision weather Raised It to next level for approval or Return with detail query.

Special responsibility: Manage manpower, Workload,

Telephonic/Video calling discussion, Or personally visit and details

discussion with applicants Per applied ticket size (Loan amount).

Met with Front-End Team in Regular Interval for Details Discussion

about Cluster Portfolio, Barrio faced Or Observed by Them.

Requirement of Financial Document Like 3cb/3cd, GST, Others and

related Ratios.

Manage Cluster Wise Portfolio. As Per Requirement Met with E-

Regular Customer to Find Out the cause of E-Regular payment, also

try to regularized the account.

Job responsibility: Check files as per login criteria set by organization.

Generate manual CIBIL,

Initiation for legal and technical valuation verification. Check loan

eligibility with financial documents and Business Turnover Details.

Preparing CAM. Preparing Note about Personal And business Detail

Which Is Collect in Personal Discussion with Applicant and

Recommended to Next level for approval. Also support Credit Ops at

month end.

Special Responsibility: Personal Discussion with Applicant about His

Present and Past Business experience at applicant place. Visit all

applicant related place like. Business place and Residence place. Also

verify Customer provided details with Neighbor and business

Reference.

Tally Legal and Valuation Report Which Was Provided By Empaneled

Vendor With Bank, and Done CESSARI changes as per requirement.

Manage Portfolio Of Assigned Cluster. Met and Continuous Follow-Up

with Customer to Regularized default Account.

Job responsibility: Indexing, QDE (Quick data entry of create file’s

CIBL) DDE (Detail data entry of file to create income and banking

details checking eligibility an organization norms), Make details CAM

of applicant profile, Income, Banking, CIBIL (Retail history), Forward

for decision.

Job responsibility: Indexing, QDE (Quick data entry of create file’s

CIBL) DDE (Detail data entry of file to create income and banking

details checking eligibility an organization norms), Make details CAM

of applicant profile, Income, Banking, CIBIL (Retail history), Forward

for decision.

which was merged with HDB Financials services on 1st Dec 2016, the company take over entire employment without braking service.